Unicaja reinforces its offering for companies and the self-employed with the launch of a new multi-product facility, which allows them to group, under a single risk limit and a single policy, different working capital financing products, thus optimizing and personalizing each client's short term financial operations.
This new facility has been designed with a clear customer focus, placing the customer's needs at the center of the value proposition.
As a result, customers can benefit from significant cost savings, more efficient management of working capital facilities and easier access to key financial products for their day-to-day business.
Among the solutions included are services such as confirming, working capital loans, SEPA discounting and advances, as well as all international trade operations (import financing, export advances, issuance of import documentary credits and foreign exchange insurance). All this within the same contractual structure, which simplifies processes and improves customer experience.
Thus, the self-employed and SMEs have at their disposal a comprehensive offering aimed at financing and efficiently managing their working capital.
Specialized service
This new offering is part of the bank's 2025-2027 Strategic Plan, which focuses on digital transformation, product innovation and continuous improvement of the customer experience, especially in the SME and self-employed segment.
For Unicaja, these professionals are key pillars of its business, which is why it actively focuses its efforts on offering them tools to boost their growth, modernization and competitiveness.
With this initiative, Unicaja takes a further step to consolidate its position as a main player for the business segment and thus contribute, with its support, to the development of the self-employed, SMEs and companies throughout the territory.
*Concession subject to the entity´s criteria.
