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CUSTOMER WEB
CUSTOMER WEB
  • Institutional
  • Investors and Shareholders
    • General Information
      • Communication channels with the Company
      • Shares and Capital Share
      • Investor agenda
      • Dividends
      • Capital Reduction
      • Merges
      • IPOs and admission of securities
      • Public tender offers
      • Inside Information
      • Other relevant information
      • Relevant Facts until February 8, 2020
      • Shareholders' agreements
      • Significant holdings and treasury shares
    • Economic and Finantial Information
      • Financial reports
      • Half year reports
      • Anual reports
      • Annual Banking Report
      • Annual Corporate Governance Report
      • Annual Remuneration Report
      • Information of Prudential Relevance
      • Information of a public nature sent to bodies other than the CNMV
      • Presentations
      • Ratings
      • AQR and Stress Tests
      • Average payment period to suppliers
    • Issuances
      • Unicaja Banco Issue Programmes
      • Liberbank Issue Programmes
      • Senior Preferred (SP)
      • Senior Non Preferred (SNP)
      • Subordinated debt (Tier 2)
      • Additional Tier 1 (AT1)
      • Securitisations
      • Green Bond Framework
    • Bonds
      • Listed Mortgage Covered Bonds "Unicaja Banco"
      • Collateral for Covered Bonds
      • Multi-Issuer Mortgage Covered Bonds
  • Corporate Governance and Remuneration Policy
    • Corporate Governance and Remuneration Policy
      • By-laws
      • Organisational structure
      • Information on Appointments
      • Code of Conduct
      • Board of Directors and Support Committees
      • Information on Remuneration
      • Internal relations protocol
      • General Meeting of Shareholders
      • Information on Risk Control
      • Communication and contact with shareholders and investors
      • Corporate Governance Policy
  • Sustainability
    • Sustainability
      • Strategic positioning on sustainability matters
      • Commitment to the environment and sustainability strategy
      • General principles
      • Sustainability Policy
      • EU Disclosure Regulation (Regulation 2019/2088)
    • Social Responsibility
      • Purpose and Values
      • Stakeholder Relations
    • Commitments assumed by Unicaja
      • United Nations Global Compact
      • Social Housing Fund
      • Code of Good Practices
      • Financial Education Plan
    • Codes and Policies
    • Environment
    • Reports on Sustainability
  • Press Room
  • Complaint Channel
  • Help and Contact
  • Language
  • Español English Catalá
Legal Information
UNI Last 2.378 € 2.77 %

LEGAL NOTICE

 

La titularidad de este sitio web es de UNICAJA BANCO, S.A., en adelante “Unicaja”, con Número de Identificación Fiscal CIF A-93139053 y domicilio social en Málaga, Avda. de Andalucía números 10-12 (CP: 29007) inscrita en el Registro Mercantil de Málaga, en el Tomo 4952, Libro 3859, Sección 8, Hoja MA-111580, Folio 1. Unicaja es una entidad de crédito inscrita en el Registro Especial del Banco de España bajo el nº 2103 y sujeta a la supervisión del Banco de España. Asimismo, como sociedad cotizada está supervisada por la Comisión Nacional del Mercado de Valores.

 

Le recomendamos que lea atentamente las siguientes condiciones generales descritas en este aviso legal ya que el acceso y/o utilización de este sitio web atribuye la condición de Usuario e implica, desde dicho acceso y/o uso, la plena aceptación del Usuario, sea o no cliente de Unicaja, de las condiciones generales descritas en este aviso legal. Por ello, le rogamos lea atentamente su contenido si desea acceder y/o hacer uso de la información y los servicios ofrecidos en este sitio web.

 

Objeto de la web corporativa

 

For purposes of providing corporate information that is correct, truthful and transparent, Unicaja places the content of our corporate website at the disposal of its shareholders, customers and users (hereinafter, the foregoing referred to as "Users"), thereby complying with the obligations of information, transparency and publicity set forth under the laws currently in force in Spain.

 

Users may consult on this page, and others, the documents in relation to our Company’s corporate governance, articles of association and internal rules, corporate and financial information, presentations to analysts and investors, information on Unicaja shares, press releases, relevant events, content in relation to corporate social responsibility, internal rules of professional ethics and conduct on matters relating to the stock market, Annual Accounts and Auditors’ Report, call to the General Meeting and motions of resolutions to be submitted to the approval of said meeting.

 

Shareholders may also make any requests for information and clarifications across the website that they might deem necessary in relation to the content included on the website and on the agenda of the General Meeting that will be made available to shareholders on the website. The information requested may be sent by post or by electronic mail to the address provided by the shareholders in their respective requests.

 

Conditions of Use

 

El acceso y/o utilización del sitio web de Unicaja implica la plena aceptación del Usuario, sea o no cliente de Unicaja, de las condiciones generales descritas en este aviso legal.

 

Users are informed and accept that until all the requirements are met that in each case Unicaja might have established, the sending of an application or a request to subscribe any of the products or services included on this website does not mean the commencement of a commercial relationship with Unicaja.

 

Users are also informed that the content, products and services included are not conceived for or directed to those who reside in jurisdictions where said content, products and service might not be authorised.

 

Users assume the responsibility of the use of this website, which responsibility extends to signing up which, for access and use of certain website content or services, you must do so as a necessary requirement.  Consequent on this registration, Users may be given a password for which they shall be responsible, undertaking to make a diligent and confidential use thereof.

 

Users of this website undertake to provide information that is truthful and accurate on their personal data in their registration form.

 

Users undertake to make an appropriate use of the content and services that Unicaja offers across this website and by way of illustration and not limitation, to not use them (i) to commit unlawful or illegal activities or those contrary to good faith and law and order; (ii) to disseminate evaluations or comments that might violate the values and the dignity of persons in accordance with national and international laws and regulations protecting human rights; (iii) to cause damage to the physical or logical systems of Unicaja, its providers or third persons, or to introduce or spread on the network computer viruses or any other physical or logical systems that might be susceptible to causing the afore-mentioned damage; (iv) to try to access and, as the case may be, use accounts of other users and change or manipulate their messages.

 

Unicaja reserves the right to withdraw any content, contributions and comments that might violate the respect for the dignity of persons, that might be discriminatory, xenophobic, racist or pornographic, that might threaten youth and infancy or law and order and public security or that, in its opinion, might not be appropriate for their publication, while reserving the right to adopt any legal measures that it might consider to be appropriate to prevent this kind of conduct. In any case, Unicaja shall not be liable for opinions posted by Users across the forums, chats or other participation tools, which shall be exclusive to those who give such opinions.

 

Prohibited Uses

 

Without the express authorisation of Unicaja, it is totally prohibited to establish links or to create hyperlinks to this website from third-party portals or websites or to present this website or the information contained herein under frames, distinctive signs, trademarks or company or firm names of another person, company or institution, without prejudice to the provisions of the section on intellectual and industrial property for the partial reproduction of blog content.

 

Copyright and Industrial Property

 

Unicaja, ya sea con carácter de propietario o licenciatario en función del contenido del que se trate, tiene los derechos de propiedad intelectual sobre los contenidos (textos, documentos, imágenes y otros componentes), diseño gráfico y código de la web, por lo que, salvo expresa previsión legal en contra, queda prohibida la reproducción, distribución, comunicación pública y transformación, sin la autorización previa de Unicaja, derivándose las responsabilidades a que hubiera lugar como consecuencia de la vulneración de las leyes de propiedad intelectual. No obstante, se entenderá autorizada por Unicaja la reproducción parcial de contenidos del blog de este sitio web si: a) media una comunicación previa dirigida a tal fin a uniblog@unicaja.es, especificando el contenido que se pretende reproducir parcialmente, y b) en la reproducción de que se trate es debidamente citada la fuente de la que procede el texto reproducido.

Igualmente, todos los nombres comerciales, marcas o signos distintivos de cualquier clase contenidos en el sitio web están protegidos por Ley y debidamente registrados a nombre de su titular, derivándose las responsabilidades a que hubiera lugar como consecuencia de la vulneración de las leyes de propiedad industrial.


Privacy and Data Protection

 

All aspects in relation to processing the personal data of Users on using the Website are regulated in the document Privacy Policy.

 

Uso de Cookies

 

La página web corporativa de Unicaja Banco, S.A. www.unicajabanco.com utiliza una tecnología denominada "cookies". En la Política de Cookies está disponible para el Usuario información detallada sobre cómo utiliza Unicaja las cookies. 

 

Para más información consulte la Política de Cookies.

 

Disclaimer

 

On no account shall Unicaja accept liability that might derive from any of the following:

  • The incorrect use of the content of its website, while reserving the right to change, delete, restrict or erase access to said content temporarily or definitively where it deems so fitting, or any technical problems that users might have when connected to the Unicaja website.

  • Any damage caused by third parties through unlawful interference or phishing that might escape the control of Unicaja.

  • Any security errors deriving from the use of computers that are infected by computer viruses or from the use of browser versions that are not updated that might give rise to a malfunction or a bad use of the browser.

  • Any possible variance that might derive temporarily from the conditions of the products and services offered by Unicaja and those published across the website.

Este sitio web no proporciona recomendaciones de inversión, ni asesoramiento legal, fiscal, ni de otra clase, por lo que cualquier información económica, sobre inversión, de actualidad o de cualquier otra índole no puede estimarse como elemento determinante para la toma de decisiones. Dicha información se publica para su utilización general sin que tenga en cuenta criterios u objetivos específicos o particulares.

 

Unicaja no garantiza que la información que no sea de elaboración propia o que proceda de otra fuente esté actualizada, sea cierta, completa o exacta.

 

Asimismo, Unicaja le informa que la función de los enlaces que aparecen en este sitio web a otros sitios web ajenos a Unicaja es exclusivamente facilitarle el acceso a información, utilidades y servicios, sin que en ningún caso suponga sugerencia, invitación o recomendación sobre los mismos. Por tanto, en ningún caso Unicaja garantiza las informaciones, servicios o productos que puedan existir en dichos sitios web por lo que no responderá de posibles daños o perjuicios que puedan derivarse de la contratación de servicios y productos, utilización o simple acceso a la citada información ni del cumplimiento de la legislación vigente por estos terceros, en especial, de la relativa a protección de datos de carácter personal y comercio electrónico.

 

Unicaja is not obliged to control the use that third parties might make of its website, and consequently, it is not liable for any misuse that these third parties might make of same, while said third parties shall be fully liable for any breach of the conditions set forth hereunder. In particular, Unicaja shall not be responsible for the content or representations that might be posted on any forum or debate connected to this website, quedando prohibida cualquier transmisión de datos que los Usuarios puedan realizar que infrinjan los derechos de propiedad de terceros o cuyo contenido sea ilegal, difamante o inmoral, reservándose el derecho de impedir o prohibir el acceso a cualquier Usuario que introduzca en el sitio web contenidos contrarios a las normas legales o inmorales y reservándose el derecho de ejercer las medidas legales que estime oportunas para evitar este tipo de conductas.

 

Right of exclusion

 

Unicaja reserves the right, on its own initiative or on the request of a third party, to refuse access to this website and/or the services offered to any user who fails to comply with these General Conditions or to withdraw same from said user without prior notice.

 

Information and Conditions as amended at any time

 

The information and Conditions contained in this website are those as amended on the date they were last updated.

 

Unicaja reserves the right to update, amend and/or eliminate at any time, without prior notice to Users, the information that is published on this website and the conditions of access thereto and use thereof, while also being authorised to prevent, limit or restrict access either temporarily or permanently.

 

Unicaja may also unilaterally amend the Conditions hereof at any time, in which case, the new Conditions shall be duly published on this website, while the date of entry into force thereof shall be the date of their publication, being applicable henceforth to all Users of the website.

 

Links or Hyperlinks

 

The links contained in our portals may be directed to website content of third parties. The only purpose of said links is to facilitate your search for the resources that might be of interest to you across the Internet. Said sites do not, however, belong to Unicaja, nor does Unicaja revise the content thereof, wherefore Unicaja does not accept any liability for the content, information or services that might appear on said sites, which shall be exclusively informative in nature and shall on no account mean any kind of relationship between Unicaja and the persons or entities owning said content or owners of the websites on which the content is located. Neither can Unicaja accept responsibility for the functioning of the linked site or any possible damage that might derive from the access to or use thereof.

 

Sin perjuicio de lo establecido al respecto en el apartado “Usos prohibidos” de este Aviso Legal, links to the Unicaja website shall observe the following conditions:

  1. The establishment of the link shall not mean any kind of agreement, contract, sponsorship or recommendation on the part of Unicaja with respect to the site making the link.

  2. The web page where the hyperlink is established shall not contain information with content that is unlawful, discriminatory, contrary to generally accepted ethical principles or that might threaten public order, nor shall it contain content contrary to any third-party rights.

  3. Unicaja may request the withdrawal of a web page link, without being required to put forward any grounds whatsoever. In such case, the site that made the link shall proceed to erase it forthwith as soon as it receives the pertinent notification from Unicaja.

  4. Unicaja does not accept any kind of responsibility for nor does it warrant the quality, accuracy, reliability, propriety or morality of any of the content or services that the establishment of the hyperlink might offer. Users assume, under their own exclusive responsibility, all consequences, damage or actions that might derive from the access to the webpage of the hyperlink.

  5. The webpage on which the hyperlink might be established may not contain any trademark, name, logotype, slogan or other distinctive signs belonging to Unicaja except the signs that might form part of the hyperlink itself.

 

Security

 

Unicaja provides a secure environment both to consultations made on its web pages and to all the forms that contain personal data. All this information is transmitted using data encryption by virtue of the 128-bit SSL encryption protocol, which warrants the confidentiality of all messages, preventing third parties from being able to see or capture the information that is exchanged.

 

Governing Law

 

Any matter that might arise in relation to the conditions contained in this legal text shall be resolved before the courts of Spain in accordance with the laws of Spain, with express waiver of any other legislation or jurisdiction that might pertain.

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