Ownership of the website
This website was created by UNICAJA BANCO, S.A. (hereinafter, Unicaja Banco), for information purposes and personal use.
Unicaja Banco, with registered office at Málaga, Avda. de Andalucía números 10-12 and tax number (CIF) A-93139053, is listed on the Register of Commerce of Malaga in Volume 4952 in Book 3859, in Section 8, on Page MA-111580 and on Sheet 1. It is a lending institution listed on the Special Register of the Banco de España, under number 2103, and subject to the supervision of the Banco de España.
Purpose and content
For purposes of providing corporate information that is correct, truthful and transparent, Unicaja Banco places the content of our corporate website at the disposal of its shareholders, customers and users (hereinafter, the foregoing referred to as Users), thereby complying with the obligations of information, transparency and publicity set forth under the laws currently in force in Spain.
Users may consult on this page, and others, the documents in relation to our Company’s corporate governance, articles of association and internal rules, corporate and financial information, presentations to analysts and investors, information on Unicaja Banco shares, press releases, relevant events, content in relation to corporate social responsibility, internal rules of professional ethics and conduct on matters relating to the stock market, Annual Accounts and Auditors’ Report, call to the General Meeting and motions of resolutions to be submitted to the approval of said meeting.
Shareholders may also make any requests for information and clarifications across the website that they might deem necessary in relation to the content included on the website and on the agenda of the General Meeting that will be made available to shareholders on the website. The information requested may be sent by post or by electronic mail to the address provided by the shareholders in their respective requests.
The Company may, across its website, by electronic mail or by text messages sent to the shareholder’s mobile telephone, request the representation and delegation of vote for the General Shareholders’ Meeting in accordance with the law and the articles of association. Both the electronic mail and the text message shall be sent to the address and telephone number provided by the Bank’s shareholders.
Communications on the part of the Company to those concerned shall be recorded on an electronic medium.
Users have the option of preventing the generation of cookies by selecting the pertinent option on their browsing program, although the deactivation of same may prevent the site from functioning well.
Unicaja Banco no utiliza cookies para recoger información de los usuarios, ni registra las direcciones IP de acceso. Únicamente se utilizan cookies propias, de sesión, con finalidad técnica (aquellas que permiten al usuario la navegación a través del sitio web y la utilización de las diferentes opciones y servicios que en ella existen).
El portal del que es titular Unicaja Banco puede contener enlaces a sitios web de terceros, cuyas políticas de privacidad son ajenas a la de Unicaja Banco. Al acceder a tales sitios web usted puede decidir si acepta sus políticas de privacidad y de cookies. Con carácter general, si navega por internet usted puede aceptar o rechazar las cookies de terceros desde las opciones de configuración de su navegador.
Conditions of Use
The access to and/or use of the website www.unicajabanco.com attributes the condition of User and implies, as of said access and/or use, the full acceptance by the User, whether or not a customer of Unicaja Banco, of the general conditions described in this legal text. Therefore, we kindly ask you to read the content of said conditions carefully if you wish to access and/or make use of the information and the services offered on this website.
Users are informed and accept that until all the requirements are met that in each case Unicaja Banco might have established, the sending of an application or a request to subscribe any of the products or services included on this website does not mean the commencement of a commercial relationship with Unicaja Banco.
Users are also informed that the content, products and services included on this website are not conceived for or directed to those who reside in jurisdictions where said content, products and service might not be authorised.
Users assume the responsibility of the use of this website, which responsibility extends to signing up which, for access to and subscription or use of certain content, products and services of this website, should be done as a necessary pre-requisite. Consequent on this registration, Users may be given a password for which they shall be responsible, undertaking to make a diligent and confidential use thereof.
Users of this website undertake to provide information that is truthful and accurate on their personal data in their registration form.
Users undertake to make an appropriate use of the content and services that Unicaja Banco offers across this website and by way of illustration and not limitation, to not use them (i) to commit unlawful or illegal activities or those contrary to good faith and law and order; (ii) to disseminate evaluations or comments that might violate the values and the dignity of persons in accordance with national and international laws and regulations protecting human rights; (iii) to cause damage to the physical or logical systems of Unicaja Banco, its providers or third persons, or to introduce or spread on the network computer viruses or any other physical or logical systems that might be susceptible to causing the afore-mentioned damage; (iv) to try to access and, as the case may be, use the electronic mail accounts of other users and change or manipulate their messages.
Unicaja Banco reserves the right to withdraw any content, contributions and comments that might violate the respect for the dignity of persons, that might be discriminatory, xenophobic, racist or pornographic, that might threaten youth and infancy or law and order and public security or that, in its opinion, might not be appropriate for their publication, while reserving the right to adopt any legal measures that it might consider to be appropriate to prevent this kind of conduct. In any case, Unicaja Banco shall not be liable for opinions posted by Users across the forums, chats or other participation tools, which shall be exclusive to those who give such opinions.
Financial and Stock Market Information
This website does not provide investment recommendations, or legal or tax advice, or advice of any other kind, wherefore the information included on said website may not be considered as a determining element for making decisions. The information that is published on this website is for its general use, without taking into account specific or particular criteria or objectives in regard to investment or financial position.
The content of this website is for information purposes only and on no account can it be considered to be an offer of sale, a request for a purchase offer or a recommendation to make any other transactions, unless such is expressly indicated.
In the case of negotiable securities, any decision to subscribe, purchase or sell must be taken bearing in mind existing public information.
Privacy and Data Protection
Copyright and Industrial Property
Unicaja Banco has the copyright over the content (texts, documents, images and other components), graphic design and website code, wherefore any reproduction, distribution, public communication or transformation thereof is prohibited without prior authorisation from Unicaja Banco, while any infringement of the copyright laws shall give rise to all liability that might ensue. Likewise, all the trade names, trademarks and distinctive signs of any kind contained on the website are protected by law and duly registered in the name of the title holder thereof, while the infringement of the industrial property laws shall give rise to all liability that might ensue.
Without the express authorisation of Unicaja Banco, it is totally prohibited to establish links or to create hyperlinks to this website from third-party portals or websites or to present this website or the information contained herein under frames, distinctive signs, trademarks or company or firm names of another person, company or institution.
On no account shall Unicaja Banco accept liability that might derive from any of the following:
- The incorrect use of the content of its website, while reserving the right to change, delete, restrict or erase access to said content temporarily or definitively where it deems so fitting, or any technical problems that users might have when connected to the Unicaja Banco website.
- Any damage caused by third parties through unlawful interference or phishing that might escape the control of Unicaja Banco.
- Any security errors deriving from the use of computers that are infected by computer viruses or from the use of browser versions that are not updated that might give rise to a malfunction or a bad use of the browser.
- Any possible variance that might derive temporarily from the conditions of the products and services offered by Unicaja Banco and those published across the website.
Unicaja Banco also informs you that the function of the links that appear on this website to other websites beyond the control of Unicaja Banco is to provide you with access to information, tools, services, promotions and discounts, and on no account shall Unicaja Banco be liable for any damage that might arise from this access or use of information or the possible subscription of services and products offered by the collaborating companies. The promotions and discounts that might appear on said links are described as a guideline, and may vary on the part of each collaborating company. Each user may request information about said promotions or discounts at the establishments of each collaborating company. Consequently, on no account shall Unicaja Banco warrant the information, services or products that might exist on said websites, nor shall it be liable for any violation of current laws by said companies, particularly for the laws governing personal data protection and electronic commerce.
Unicaja Banco is not obliged to control the use that third parties might make of its website, and consequently, it is not liable for any misuse that these third parties might make of same, while said third parties shall be fully liable for any breach of the conditions set forth hereunder. In particular, Unicaja Banco shall not be responsible for the content or representations that might be posted on any forum or debate connected to this website, while prohibited shall be any transmission of data made by users that might, inter alia, infringe the copyright, industrial property, business or contractual secrets, rights to privacy, honour, image, property, advertising or competition of third parties or the content of which might be illegal, libellous or immoral, while it reserves the right to prevent or prohibit access to any user who might introduce onto the website content that is contrary to the law or immoral while reserving the right to adopt any legal measures that it might deem fitting to avoid this kind of conduct.
Right of exclusion
Unicaja Banco reserves the right, on its own initiative or on the request of a third party, to refuse access to this website and/or the services offered to any user who fails to comply with these General Conditions or to withdraw same from said user without prior notice.
Information and Conditions as amended at any time
The information and Conditions contained in this website are those as amended on the date they were last updated.
Unicaja Banco reserves the right to update, amend and/or eliminate at any time, without prior notice to Users, the information that is published on this website and the conditions of access thereto and use thereof, while also being authorised to prevent, limit or restrict access either temporarily or permanently.
Unicaja Banco may also unilaterally amend the Conditions hereof at any time, in which case, the new Conditions shall be duly published on this website, while the date of entry into force thereof shall be the date of their publication, being applicable henceforth to all Users of the website.
Links or Hyperlinks
The links contained in our portals may be directed to website content of third parties. The only purpose of said links is to facilitate your search for the resources that might be of interest to you across the Internet. Said sites do not, however, belong to UNICAJA, nor does UNICAJA revise the content thereof, wherefore UNICAJA does not accept any liability for the content, information or services that might appear on said sites, which shall be exclusively informative in nature and shall on no account mean any kind of relationship between UNICAJA and the persons or entities owning said content or owners of the websites on which the content is located. Neither can UNICAJA accept responsibility for the functioning of the linked site or any possible damage that might derive from the access to or use thereof.
Links to the UNICAJA website shall observe the following conditions:
- The establishment of the link shall not mean any kind of agreement, contract, sponsorship or recommendation on the part of UNICAJA with respect to the site making the link.
- The web page where the hyperlink is established shall not contain information with content that is unlawful, discriminatory, contrary to generally accepted ethical principles or that might threaten public order, nor shall it contain content contrary to any third-party rights.
- UNICAJA may request the withdrawal of a web page link, without being required to put forward any grounds whatsoever. In such case, the site that made the link shall proceed to erase it forthwith as soon as it receives the pertinent notification from UNICAJA.
- UNICAJA does not accept any kind of responsibility for nor does it warrant the quality, accuracy, reliability, propriety or morality of any of the content or services that the establishment of the hyperlink might offer. Users assume, under their own exclusive responsibility, all consequences, damage or actions that might derive from the access to the webpage of the hyperlink.
- The webpage on which the hyperlink might be established may not contain any trademark, name, logotype, slogan or other distinctive signs belonging to UNICAJA except the signs that might form part of the hyperlink itself.
Unicaja Banco provides a secure environment both to consultations made on its web pages and to all the forms that contain personal data. All this information is transmitted using data encryption by virtue of the 128-bit SSL encryption protocol, which warrants the confidentiality of all messages, preventing third parties from being able to see or capture the information that is exchanged.
Any matter that might arise in relation to the conditions contained in this legal text shall be resolved before the courts of Spain in accordance with the laws of Spain, with express waiver of any other legislation or jurisdiction that might pertain.