Basic Principles

Fully aware of the importance of harmonising economic development with the environment's conservation and achieving energy efficiency, Unicaja Banco seeks to foster initiatives and actions aimed at attaining these goals.


Hence, as far as the environmental and energy impacts it generates are concerned, the Group has defined the specific principles set out below, through which it materialises its commitment to the environment and to energy savings to tackle climate change:

  • Promote continuous improvement in matters connected with environmental management and energy performance by adopting efficient sustainable practices that avoid or minimise the pollution the Group's activity generates. 
  • Perform its activity by fostering prevention, proper management and control over polluting emissions, and efficient use of natural and energy resources. 
  • Act rapidly and responsibly to put right any incidents which might pose an environmental risk or are related to energy use and consumption by quickly informing the authorities and affected parties, as appropriate. 
  • Ensure fulfilment of the legislation and other provisions in force on environmental and energy matters, as well as compliance with any national and international commitments or initiatives on sustainability and the environment that have been voluntarily endorsed. 
  • Encourage involvement and raise environmental and energy awareness among stakeholders, including Unicaja Banco's personnel and management, in order to foster protection of and care for the environment and improve energy performance. 
  • Promote training for employees and management and provide them with the necessary knowledge to implement and monitor environmental and energy efficiency best practices in accordance with their level of responsibility.
  • Enhance the reuse and recycling of materials in order to make a contribution to the transition to a circular economy and the acquisition of energy-efficient products and services by encouraging the use of cleaner technologies and design activities that take energy performance improvement into consideration.
  • Collaborate with customers, suppliers, public administrations and society in general on all matters connected with environmental protection, improving energy efficiency, and energy use and consumption, as well as with any initiatives aimed at preventing, mitigating and adapting to climate change. 
  • Implement measures to preserve or restore biodiversity.
  • Incorporate environmental and energy efficiency criteria into decision-making processes on the awarding of service provision agreements.
  • Promote compliance with the United Nations Global Compact's Principles and energy efficiency best practices among suppliers.
  • Establish programmes which lay down goals and targets set by the integrated management system, and ensure availability of the necessary resources that lead to continuous improvement in environmental and energy performance by conducting rigorous audits and self-assessments on compliance with this Policy and issuing monitoring reports.
  • Make the Policy available to all interested parties, and inform stakeholders transparently about the position, management, controls and results concerning the environment, climate change and energy performance through at least the Consolidated Non-Financial Reporting Statement (NFRS).

Environmental, Energy and Climate Change Policy

The "Grupo Unicaja Banco Environmental, Energy and Climate Change Policy" was approved by the Board of Directors in January 2021. The Policy is aligned with the Ten Principles of the United Nations Global Compact and with attaining the 2030 Agenda's Sustainable Development Goals (SDGs). The aim of this Policy is to set out the basic principles for action in environmental, energy efficiency and climate change management matters in order to reduce the Group's impact and contribute to protecting and conserving the environment, preserving biodiversity and combatting climate change.


As far as internal environmental management is concerned, Unicaja Banco's commitment is materialised through two essential approaches: performing environmental management actions and promoting environmental responsibility in society. Furthermore, management systems based on internationally accepted standards on continuous improvement and management models (ISO standards) that contribute to reducing environmental impacts have been implemented.


Access the Environmental, Energy and Climate Change Policy

Environmental Management System

Unicaja Banco has an Environmental Management System implemented and certified according to the ISO 14001 international standard. This demonstrates the sensitivity and respect of Unicaja Banco towards the environment, as well as the long-term commitment acquired by the entity, in relation to the reduction of its environmental impact and the contribution to sustainable development.


The Environmental Management System applies to all of Unicaja Banco's activities, products and services which interact or may interact with the environment at the eight centres included within its scope of application (including facility maintenance and support operations), which are as follows: central headquarters at Avenida de Andalucía, the Eurocom Building, the main office and the ground and second floors at Acera de la Marina, all of which are in Malaga, along with the Data Processing Centre (DPC) in Ronda, the Humilladero Logistics Centre and the operational headquarters in Cádiz, Antequera and Jaén outside the Malaga metropolitan area. The percentage of Unicaja Banco employees covered by the ISO 14001 environmental management system accounts for 14.9% of the workforce. The Environmental Management Plan envisages extending the environmental management certification's scope to reach ten certified buildings in 2021 (the El Portillo Building in León and the Madrid Operational Headquarters Building).


Over the course of 2020, the institution approved and worked on the implementation of two new management systems for the period 2021-2023; in other words, to complete their full implementation in the latter year. More specifically, work is being done to implement the Energy Management (ISO 50001) and the Greenhouse Gases (ISO 14064) Management Systems in an integrated way with the Environmental Management System (ISO 14001). The aim is to have an integrated systematic approach in place to achieve greater capacity for environmental management, continuous energy performance improvement (energy efficiency, energy use and consumption), and greenhouse gas emissions and environmental management monitoring to address their mitigation.


DNV GL Environmental Management Certificate



Provision of corporate services: Central service units and centralised business units. The provision of banking services, including loan transactions, credit facilities and guarantees, bill portfolios, deposits at sight in savings booklets and current accounts, pension schemes, insurance, securities, international operations, means of payment and electronic banking.


Unicaja Banco has renewed and adapted its certificate to the new UNE-EN ISO 14001:2015 standard for the Environmental Management System, published in 2015. The renewal and adaptation, performed by DNV GL, declares the implementation of an environmental management system at the bank, that seeks a balance between the environment, the company and the economy, as well as the commitment to protect the environment, including pollution prevention, complying with the legal requisites and contribution to sustainable development.


Our Environmental Management System, certified up to 2021, is applicable to all the activities, products and services of Unicaja Banco (including maintenance operations and equipment servicing) that interact or might interact with the environment in the centres within the scope of application.

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