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Basic Principles

Fully aware of the importance of harmonising economic development with the environment's conservation and achieving energy efficiency, Unicaja Banco seeks to foster initiatives and actions aimed at attaining these goals.

 

Hence, as far as the environmental and energy impacts it generates are concerned, the Group has defined the specific principles set out below, through which it materialises its commitment to the environment and to energy savings to tackle climate change:

  • Promote continuous improvement in matters connected with environmental management and energy performance by adopting efficient sustainable practices that avoid or minimise the pollution the Group's activity generates. 
  • Perform its activity by fostering prevention, proper management and control over polluting emissions, and efficient use of natural and energy resources. 
  • Act rapidly and responsibly to put right any incidents which might pose an environmental risk or are related to energy use and consumption by quickly informing the authorities and affected parties, as appropriate. 
  • Ensure fulfilment of the legislation and other provisions in force on environmental and energy matters, as well as compliance with any national and international commitments or initiatives on sustainability and the environment that have been voluntarily endorsed. 
  • Encourage involvement and raise environmental and energy awareness among stakeholders, including Unicaja Banco's personnel and management, in order to foster protection of and care for the environment and improve energy performance. 
  • Promote training for employees and management and provide them with the necessary knowledge to implement and monitor environmental and energy efficiency best practices in accordance with their level of responsibility.
  • Enhance the reuse and recycling of materials in order to make a contribution to the transition to a circular economy and the acquisition of energy-efficient products and services by encouraging the use of cleaner technologies and design activities that take energy performance improvement into consideration.
  • Collaborate with customers, suppliers, public administrations and society in general on all matters connected with environmental protection, improving energy efficiency, and energy use and consumption, as well as with any initiatives aimed at preventing, mitigating and adapting to climate change. 
  • Implement measures to preserve or restore biodiversity.
  • Incorporate environmental and energy efficiency criteria into decision-making processes on the awarding of service provision agreements.
  • Promote compliance with the United Nations Global Compact's Principles and energy efficiency best practices among suppliers.
  • Establish programmes which lay down goals and targets set by the integrated management system, and ensure availability of the necessary resources that lead to continuous improvement in environmental and energy performance by conducting rigorous audits and self-assessments on compliance with this Policy and issuing monitoring reports.
  • Make the Policy available to all interested parties, and inform stakeholders transparently about the position, management, controls and results concerning the environment, climate change and energy performance through at least the Consolidated Non-Financial Reporting Statement (NFRS).

Environmental, Energy and Climate Change Policy

The "Grupo Unicaja Banco Environmental, Energy and Climate Change Policy" was approved by the Board of Directors in January 2021. The Policy is aligned with the Ten Principles of the United Nations Global Compact and with attaining the 2030 Agenda's Sustainable Development Goals (SDGs). The aim of this Policy is to set out the basic principles for action in environmental, energy efficiency and climate change management matters in order to reduce the Group's impact and contribute to protecting and conserving the environment, preserving biodiversity and combatting climate change.

 

As far as internal environmental management is concerned, Unicaja Banco's commitment is materialised through two essential approaches: performing environmental management actions and promoting environmental responsibility in society. Furthermore, management systems based on internationally accepted standards on continuous improvement and management models (ISO standards) that contribute to reducing environmental impacts have been implemented.

 

Access the Environmental, Energy and Climate Change Policy

Sistema de Gestión Integrado

Unicaja Banco, conforme al Plan de Gestión Ambiental 2021-2023, ha implantado en 2021 un Sistema de gestión de Eficiencia Energética (ISO 50001) y de Gases de Efecto Invernadero (ISO 14064 Parte 1), de manera integrada con el de Gestión Ambiental (ISO 14001). La entidad tiene implantado un Sistema de Gestión Ambiental según el estándar internacional ISO 14001 desde el año 2009. El propósito de contar con un enfoque integrado y sistemático es el de alcanzar una mayor capacidad de gestión ambiental, de mejora continua en el desempeño energético (eficiencia energética, uso y consumo de la energía), y de seguimiento de emisiones de gases de efecto invernadero y de gestión ambiental para que aborden su mitigación.

El Sistema de Gestión Integrado permite a Unicaja Banco fortalecer su Política Ambiental, Energética y de Cambio Climático, establecer objetivos y procesos para alcanzar los compromisos de la política, tomar las acciones necesarias para mejorar su rendimiento y demostrar la conformidad del sistema con los requisitos de las Normas.

Con todo ello se pone de manifiesto la sensibilidad y el respeto de Unicaja Banco hacia el medio ambiente, así como el compromiso a largo plazo adquirido por la entidad, en relación con la reducción de su impacto ambiental y la contribución al desarrollo sostenible.

El alcance para los sistemas de Gestión Ambiental y de Eficiencia Energética es la prestación de servicios corporativos: Unidades de servicios centrales y Unidades de negocio centralizado. La prestación de los servicios bancarios, incluyendo operaciones de préstamos, créditos y avales, cartera de efectos, depósitos en libretas y cuentas corrientes, planes de pensiones, seguros, valores, operaciones de extranjeros, medios de pago y banca electrónica. Centro de proceso de datos que da soporte a toda la red.

Los edificios incluidos son 10, tal y como estaba previsto en el Plan de Gestión Ambiental para 2021:
• Edif. EUROCOM, Málaga
• Sede Central, Avda. Andalucía
• Plaza De La Marina, Málaga
• CPD, Ronda
• CLH, Centro Logístico Humilladero
• Sede De Antequera
• Sede De Cádiz
• Sede De Jaén Por La Paz
• Sede Madrid, Caballero De Gracia
• Edif. Portillo, León

Dentro del alcance definido del sistema de gestión integrado, Unicaja Banco, ha determinado los aspectos ambientales de sus actividades, productos y servicios que puede controlar y de aquellos en los que puede influir, y sus impactos ambientales asociados, desde una perspectiva de ciclo de vida, es decir desde la adquisición o generación de la materia prima y de los recursos naturales hasta la disposición final, tal y como se indica en el procedimiento de aspectos ambientales.

También a través de la identificación de las fuentes y usos de la energía con un enfoque sistemático, permitirá mejorar continuamente la eficiencia, los costes, y la emisión de gases de efecto invernadero.
 
El análisis del ciclo de vida tiene en cuenta todas las materias primas, servicios auxiliares y residuos generados en un servicio. El análisis de ciclo de vida tiene como objetivo establecer el indicador que evalúe los aspectos ambientales clave, lo cual permite a las organizaciones identificar donde se deben concentrar sus esfuerzos para mejorar el desempeño ambiental, ya sea en la selección de materias primas, en el proceso o en los residuos generados.

Según el Plan de Gestión Ambiental, está previsto que en el año 2022 se amplíe el sistema integrado a todos los edificios del Banco, y el cálculo de la huella de carbono incluyendo las emisiones indirectas.

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