ISSUER RATING

⁽¹⁾ According to the Fitch methodology to determine bank qualifications, published on March 2024.

⁽²⁾ According to the Moody's methodology to determine bank qualifications, published on November 2025 (www.moodys.com).

RATING MORTGAGE BONDS

⁽¹⁾ According to the Moody's methodology to determine bank qualifications, published on November 2024.

RATING SENIOR PREFERRED (SP)

⁽¹⁾ According to the Fitch methodology to determine bank qualifications, published on March 2024.

RATING SENIOR NON-PREFERRED (SNP)

⁽¹⁾ According to the Fitch methodology to determine bank qualifications, published on March 2024.

RATING SUBORDINATED DEBT (Tier 2)

⁽¹⁾ According to the Fitch methodology to determine bank qualifications, published on March 2024.

⁽²⁾ According to the Moody's methodology to determine  Mortgage Bonds qualifications, published on November 2025.

RATING ADDITIONAL TIER 1 (AT1)

⁽¹⁾ According to the Fitch methodology to determine bank qualifications, published on March 2024.

Las calificaciones crediticias no constituyen una recomendación de compra o venta y pueden ser revisadas, suspendidas o retiradas por las agencias de calificación.