BOARD OF DIRECTORS AND SUPPORT COMMITTEES

Mr. Sevilla has a degree in Economics and Business Science from CUNEF.

He is currently an independent director of Aareal Bank AG, member of the Board of Directors of the Spanish Confederation of Savings Banks (CECA) and member, on behalf of Unicaja, of the Princess of Asturias Foundation Board of Trustees. He has also been an independent director of Renta 4 Banco.

In recent years, he developed his professional career at Bankia, where he performed several roles since he joined in 2012 as Executive Director and Director General, being responsible for the Control, Risks, Finance and Internal Audit areas as well as Chair of the Board of Directors' Delegated Risk Committee. He was appointed as Chief Executive Officer in 2014, a position he held until Bankia's merger with CaixaBank in 2021. He was also a Director of BFA Tenedora de Acciones, SAU.

He had previously held several positions at BBVA as a member of its Management Committee, Director General of Risks, Director General of the Chairmanship Area, Head of Business Development, and Head of Strategy and Finance of the Group's America Area. He was also a Director at BBVA Bancomer.

He began his career in investment banking at FG Inversiones Bursátiles, where he was responsible for the Equity Research Department, and at Merrill Lynch, as a Senior Equity Analyst for European banks.

Mr. Rubiales has a degree in Economics and Business Science, with major in Public Finance.

With more than thirty years of broad professional experience in the financial sector, he has developed his entire career at Unicaja, where he has held various senior management positions and with very diverse responsibilities in relevant areas of the Institution, highlighting his work as Head of Accounting, Head of Control Division or Director General of Control, Strategy and Relations with Supervisors, holding since July 2021 the position of Director General Attached to the Chairman, for Control and Relations with Supervisors, until his appointment as Chief Executive Officer.

He has been a member of the Board of Directors of companies belonging to Grupo Unicaja, such as Unicaja Gestión de Activos Inmobiliarios, S.L., Unigest SGIIC SAU, Gestión de Inmuebles Adquiridos, S.L. and Unicartera Internacional. He is currently member of the Board of Directors of Caja de Seguros Reunidos, Compañía de Seguros y Reaseguros, S.A. (CASER)and of Cecabank, S.A.

Mr González Moreno is a Tenured Professor of Applied Economics (retired) at the University of Granada. He was granted a Degree in Economics and Business Studies by the University of Malaga and a PhD in Economics and Business Studies by the University of Alcalá de Henares.

He has carried out extensive academic and research activities at the Universities of Malaga, Alcalá and Granada, as well as in other organisations like the National Public Administration Institute, the Institute for Fiscal Studies ascribed to the Ministry of Public Finance and the FIES Foundation (now FUNCAS) of the Spanish Confederation of Savings Banks.  

In the area of finance, he has carried out his professional activity as a director of Caja Rural de Granada, a member of its Governing Board and of its Executive, Risk (of which he was also the Chairman) and Audit and Regulatory Compliance Committees.

Director Category: Proprietary Director (at the proposal of Fundación Bancaria Unicaja).

Ms Sanchez Romero holds a degree in Economics and Business Studies from the University of Malaga as well as an AMP (Advanced Management Program) qualification from the Instituto de Empresa.

She is currently the Executive Vice-President and Secretary General of the Confederation of Malaga Entrepreneurs (CEM) and the Secretary of the Culture, Economics and Environment (CEM) Foundation.

She is a member of the Executive Committee and the Governing Board of the Andalusian Entrepreneurs Confederation (CEA), as well as a member of the Governing Boards of the Spanish Confederation of Small and Medium-Sized Enterprises (CEPYME) and of the Spanish Confederation of Business Organisations (CEOE). She is also a member of the Executive Committee of the Malaga Chamber of Commerce and of the Andalusian Board of Chambers, to mention just a few.

She is likewise a member of the Malaga Port Authority's Board of Directors, as well as a member of the University of Malaga's Social Council, the Economic and Social Council of Andalusia (CES Andalusia), the City of Malaga's Social Council and a member of the Executive Committee of the MADECA Foundation (Secretary), the Executive Committee of the CIEDES and that of the CIFAL Association.

She has been a member of the Board of Directors of Avalunión SGR since 2013 until the incorporation of Garántia, SGR in 2017.

Director Category: Proprietary Director (at the proposal of Fundación Bancaria Unicaja).

Ms. Fernández holds a degree in Economics and Business Science from the Complutense University of Madrid with a double specialization in Auditing and Finance.

She has developed her professional career at PwC, where she joined the Audit Division in 1990 and where she stayed for 12 years, after which she set up a new business unit, being the partner in charge of PwC's group of Capital Markets and Accounting Advisory Services (CMAAS) in Spain since 2005.

She is a specialist in international accounting standards, financial reporting and securities issues in the Spanish and international markets. She has also been part of the global executive of the Capital Markets and Accounting Advisory Services business, as well as of the executive of the Transactions business at PwC EMEA. She was a member of the group of experts set up by the Bank of Spain for the Spanish financial sector's conversion process to the International Financial Reporting Standards.

She has participated in a large number of financial transactions involving Spanish institutions, IPOs, capital increases and takeover bids, as well as in bond issues and swaps, in both the Spanish and international capital markets.

She is a member of the Official Registry of Auditors of Accounts (ROAC), the Spanish Institute of Chartered Accounts (ICJC) and the Institute of Director-Administrators (IC-A).

She is currently an independent director at Avanza Previsión, Compañía de Seguros, S.A., where she holds the position of Chairwoman of the Audit Committee. Additionally, she is an independent director at la Compañía Española de Financiación del Desarrollo, Cofides, S.A., SME, where she holds the positions of Chairwoman of the Audit and Risk Committee and member of the Sustainability Committee. She is also part of the Advisory Committee of Cirsa Enterprises Corporation, S.A.U.

Ms. Aliño has a degree in Economics and Business, with a specialization in Finance, and a degree in Law from the Pontifical University of Comillas (ICADE E-3).

Professional with more than 25 years of experience in the financial industry in both developed countries (BBVA) and developing countries (IFC - World Bank Group and Inter-American Development Bank), with remarkable experience in mergers and acquisitions, structured financing, project finance, capital markets, venture capital, sustainable finance, impact investments.

She has served as an advisor for Banco BHD's digital strategy and has accompanied the expansion of software companies such as Mambu, a cloud banking platform, and Veridas, a digital identity verification company.

She has been part of the Board of Directors of other technology companies such as Altitude Software and Social Point and was a member of the Advisory Board of venture capital companies such as Nauta Capital or Prax Capital Fund. She has also been independent director of SOLTEC POWER HOLDINGS, S.A.

Currently, she is an independent director and member of the Audit Committee and the Risk Committee of CREDICORP LTD, an independent director of Banco de Crédito del Perú and independent director of Inbonis, S.A. Likewise, she collaborates as a senior consultant for Digital Finance and Sustainability at IFC-World Bank Group, is member of the International Expert Panel (IEP) of the Social Impact Fund (SIF), managed by COFIDES, and is a professor in advanced seminars at the private university IE University.

Ms. Arjonilla has extensive executive experience in the financial, technological and educational sectors, where she has worked in various listed multinational companies. In the financial sector, she has worked in various financial institutions in executive positions, being Head of Technology and Operations of Commercial Banking at Banco Santander, Corporate Director of Technology at Banco Popular and previously Head at Barclays Bank Spain. She has been a non-executive director at Euro Automatic Cash, payment entity S.L. In the technological sector, she has had several roles in the Accenture Group and has been an advisor in the Financial Services area of Minsait. In the educational sector, she has held the position of Global Director of Technology at the Proeduca Group (leader in online training), where she has been a member of the Management Committee. Currently, she leads initiatives for collaborating universities.

She also has a teaching career, as an associate professor in the Department of Computer Science at the Polytechnic School (Carlos III University), a professor of the Master's Program in Digital Transformation (University of Salamanca) and a professor of executive programs at the Instituto de Estudios Bursátiles. She currently collaborates with the AFI Global Education business school.

She has a degree in Biological Sciences from the Complutense University of Madrid, a Master's Degree in Big Data and Analytics from the UNED and has completed a management development program at IESE Business School.

El Sr. Bedoya es licenciado en Ciencias Económicas y Empresariales por la Universidad de Valladolid, con varios Programas de formación complementaria en dirección, mercados, gestión patrimonial, finanzas, productos financieros y refinanciaciones.

Comenzó su carrera profesional en el sector financiero en Banco Popular, ocupando diversas posiciones directivas; posteriormente desempeñó el cargo de Director de Empresas en Banco Gallego y más adelante como Director de Zona de Caja Castilla la Mancha. Entre los años 2013 y 2021 fue Director de Reestructuraciones y Recuperaciones en la Sociedad de Activos Procedentes de las Reestructuración Bancaria (SAREB) y responsable de sus grandes exposiciones crediticias, y más recientemente, Director Territorial de Triodos Bank NV SE.

Adicionalmente ha participado como Senior Advisor corporativo independiente en inversiones y transacciones para diversas entidades. Por último, también ha sido profesor en Riesgos y Reestructuraciones en el Instituto de Estudios Bursátiles (IEB).

En la actualidad es Director de Inversiones y Desinversiones en General de Galerías Comerciales, S.A.
Categoría como Consejero: Dominical (a propuesta de Desarrollos La Coronela, S.L).

Mr. Carrascosa has a degree in Economics and Business Science from the Complutense University of Madrid, with a Master’s degree in Public Administration from Harvard University. He is a State Economist and Commercial Technician.

He has a long career in the financial sector, having held, among other relevant positions, those of Executive Director of the Single Resolution Board, European banking resolution authority, Director General of the Fund for Orderly Bank Restructuring, Director General of Economic Policy of the Ministry of Economy, Director General of Entities of the National Securities Market Commission and Deputy Director General of Financial-International Affairs of the Ministry of Economy. In the private sector, he was Head of Regulatory Compliance in the Financial Sector at PricewaterhouseCoopers Spain.

Representing the State, he has been a member of the Boards of Directors of entities such as ICEX, AENA, Expansión Exterior SA, Fábrica Nacional de la Moneda y Timbre, Caja Postal Argentaria and Consorcio de Compensación de Seguros.

He is currently a professor of the Master of Banking and Financial Regulation at the University of Navarra and since 2022 he has been collaborating as an external advisor to the International Monetary Fund and the World Bank on projects to advise authorities and analysis of the financial systems of several countries. He is also a member of the Advisory Board of FUNCAS and regularly publishes articles on economic and financial issues in various media (Expansión and ESADE's Do Better).

Mr. Covián has a degree in Law from the University of Oviedo.

In 2014 he began his professional career in the financial sector, joining Liberbank, S.A., where he was Head of the Litigation Department and Head of the Asset Recovery Department. After the merger with Unicaja Banco, S.A., he has been Head of the Litigation Recovery Department from September 2021 to December 2022.

Previously, he held the positions of Associate Judge at the Provincial Court of Asturias (1997-2004) and Head Attorney at Procesa Recuperación de Activos S.A. (2004 - 2014).

He has been a practicing attorney since 2023 and has been teaching as a Tutor Professor of Criminal Law at the Universidad Nacional de Educación a Distancia since 2003.

Directorship category: Proprietary (at the proposal of Fundación Bancaria Caja de Ahorros de Asturias).

Mr. Domínguez has a degree in Business Management from Instituto Internacional de San Telmo and he has also completed the Owner President Management (OPM) programme from Harvard Business School.

He has held relevant positions in the management body of the listed companies CAVOLO Inversiones SICAV, Wilmington SICAV and Patton Investment SICAV. He has also been proprietary director at Masmovil Ibercom, S.A.

He has developed all his career at Grupo Mayoral, holding several managerial and responsibility positions at different companies of the family group: he is the sole manager of Global Portfolio Investments, S.L., of Wilmington Capital, S.L. and of Chapelhill S.L., CEO (Consejero Delegado) of Indumenta Pueri, S.L. since May 2022, and General Manager of Mayoral Moda Infantil, S.A.U., company where he has held several managerial positions since 1989, expanding the business to over 50 countries.

Directorship category: Proprietary (at the proposal of Global Portfolio Investments, S.L.).

Ms. Guzmán is a leading technology and business transformation professional with more than 25 years of global leadership experience. She has a degree in Computer Engineering from the University of Deusto and an Executive MBA from the Instituto de Empresa, complemented with management training at IESE, IMD (Lausanne) and a Program for Board Members at ESADE.

At Accenture, she was part of the Global Leadership Committee and held key roles at global and national levels, leading strategic transformations in sectors such as telecommunications, media, platforms and technology. Among her most remarkable positions were General Manager of the Digital and Operations Unit for Telecommunications and Media, as well as global responsibility for the CRM business. She has been a key figure in the opening of the European communications market and in the leadership of innovative projects in IoT, Cloud and artificial intelligence.

In addition, she is a regular speaker at industry events and has been Keynote Speaker at the IE Business School MBA graduation. Committed to the development of new generations, she promotes digital literacy through the #HourOfCode initiative.

Mr Izaguirre Ventosa was granted a Degree in Economics and Business Studies by the University Complutense of Madrid and was awarded an extraordinary prize and the first national prize for the best academic record.

His professional career has principally been carried out as a Credit Institution Inspector at the Bank of Spain and as an Associate Professor at the Autonomous University of Madrid, teaching in the areas of Cost Accounting and Financial Statement Analysis. As far as his academic experience is concerned, he has taught and directed several courses and seminars at the Bank of Spain, the Madrid College of Economists, the Tax Agency Inspection School and at the industry's specialised companies.

In the private banking sector, he has been the Financial Controller of the Chase Manhattan Bank Group.

He has also been a professor of the National Public Administration Institute, a member of the Register of Auditors and a chartered accountant.

Director Category: Proprietary Director (at the proposal of Fundación Bancaria Unicaja).

Ms. Martínez Caro has a degree in Law and a Diploma in Business Administration from the Pontifical University of Comillas (ICADE, E-1) and a master’s degree in European law with a specialization in Finance from the Institut d'Etudes Européennes in Brussels.

Throughout her career, she has continued her training through management development programs at different business schools around the world, such as IESE (Barcelona), Wharton BS (Philadelphia), CEIBSS (Shanghai) or Haas BS (San Francisco). In addition, she has participated in programs for directors organized by companies such as PwC, SPENCER STUART and DELOITTE, among others.

A professional with more than 30 years of experience in the financial industry, Ms. Martinez Caro contributed to the development of Merrill Lynch Private Banking in Spain, first, and then Bank of America, where she became Senior Vice President-Investments. She subsequently joined the Swiss bank Julius Baer, where, as CEO in Spain, she led the implementation and subsequent growth of the parent company in the Spanish and Portuguese markets, managing to position the brand as one of the leading Wealth Management Banks in the Iberian market. In this role, she was a member of the Executive Committee of the entity at European level.

She is currently an independent director of the Philippine conglomerate LH Paragon Inc and of Clínica Baviera, S.A., being Chairwoman of the Audit Committee and member of the Appointments and Remuneration Committee. She is also a member of the Provincial Council of Madrid and a member of the Audit Committee of the National Council of the Spanish Association Against Cancer (AECC), a member of the Advisory Board of the law firm FinReg360, Senior Advisor of Forbes Global Properties and a member of the Board of Trustees of the ITER Foundation.

Finally, Ms. Martinez Caro provides external and independent advice to several Family Offices, both national and foreign, providing her extensive experience in topics as varied as M&A, portfolio management, transfer to the next generation or the development of Philanthropy.

Mr Sánchez Serrano simultaneously studied Business Administration and Management (LADE) and Tourism at the University of Malaga. He holds a PhD in Economics from the University of Malaga (cum laude). He then broadened his academic education with postgraduate programs, such as a Master's Degree in Auditing of Accounts at the Instituto de Empresa, a Specialist Diploma in Corporate Audit and Accounting at the University of Alcalá de Henares and a Master's Degree in International Cooperation and Development at the University of Malaga, among others.

Mr Sánchez Serrano has continued to widen his academic knowledge with other executive programmes, completed more recently, like a Mergers and Acquisitions course taught by the Columbia Business School and an EMBA programme at the City University of London (Bayes Business School).

He is currently working in the private sector as an Auditor of Accounts at the firm EUDITA and has conducted numerous audits and carried out economic-financial consulting for companies in both the private and public sectors. He is also a member of several working groups of the Institute of Accounting and Auditing of Accounts (ICAC), a body dependent on the Ministry of Economy, Commerce and Business. He is also a member of the Board of Trustees and of the Budget and Organisation Committee of the Fundación Museo Picasso Málaga, Legado Paul, Christine and Bernard Ruiz-Picasso.

In terms of his university teaching and scientific research career, he is an Associate Professor of the Department of Finance and Accounting at the University of Malaga and was previously a professor at the University of Deusto, as well as a regular collaborator of the Training Department of the General Council of Economists of Spain.

He is a member of several professional associations and research institutions, such as the Spanish Institute of Financial Analysts, and holds the Chair of Economics and Sustainable Finance at the University of Malaga. Mr. Sánchez Serrano is the author of several papers published in academic journals with high scientific impact and has written books on financial accounting and auditing that have been published by prestigious publishers.

Directorship category: Proprietary (at the proposal of Fundación Bancaria Unicaja).