BOARD OF DIRECTORS AND SUPPORT COMMITTEES

Mr. Azuaga has a degree in Philosophy and Literature from the University of Málaga. He was head of Risks at Caja Rural de Málaga. He was also Head of Audit and Internal Control, Deputy Director of Planning and Management control, Organization and Human Resources at Caja de Ahorros y Préstamos de Antequera.

He has been Chairman of Aeropuertos Españoles y Navegación Aérea, S.A. (AENA), member of the Board of Directors of the following companies: Deóleo, S.A., Autopista del Sol Concesionaria Española, S.A., Lico Corporación, S.A., Cía. Andaluza de Rentas e Inversiones, S.A. (CARISA), Sacyr Vallehermoso, S.A. and Banco Europeo de Finanzas, S.A.

He held the positions of Deputy Director of Planning and Management Control, General Secretary, Regional Director of Business, Head of the Division of Investees and Managing Director at Montes de Piedad y Caja de Ahorro de Ronda, Cádiz, Almería, Málaga, Antequera (UNICAJA).

He has also held the position of Chairman of the Board of Directors of  Banco de Caja España de Inversiones, Salamanca y Soria, S.A. He has held the positions of Managing Director and Deputy Chairman and CEO at Unicaja Banco, S.A.

He is currently, the Chairman of the Board of Directors of Unicaja Banco, SA, holding the position of Executive Chairman of Unicaja Banco since June 2016, and Director of the Company since December 2011.

Also, he is Chairman of the Board of Directors of Cecabank, SA and Director of CECA, Trustee of the Savings Banks Foundation (FUNCAS) and representative of Unicaja Banco on the Board of Directors of the CIFAL Málaga Association.

Mr. Rubiales has a degree in Economics and Business Science, with major in Public Finance.

With more than thirty years of broad professional experience in the financial sector, he has developed his entire career at Unicaja Banco, where he has held various senior management positions and with very diverse responsibilities in relevant areas of the Institution, highlighting his work as Head of Accounting, Head of Control Division or Director General of Control, Strategy and Relations with Supervisors. Since July 2021 he holds the position of Director General Attached to the Chairman, for Control and Relations with Supervisors.

He has been a member of the Board of Directors of companies belonging to Grupo Unicaja Banco, such as Unicaja Gestión de Activos Inmobiliarios, S.L., Unigest SGIIC SAU, Gestión de Inmuebles Adquiridos, S.L. and Unicartera Internacional.

Mr González Moreno is a Tenured Professor of Applied Economics (retired) at the University of Granada. He was granted a Degree in Economics and Business Studies by the University of Malaga and a PhD in Economics and Business Studies by the University of Alcalá de Henares.

He has carried out extensive academic and research activities at the Universities of Malaga, Alcalá and Granada, as well as in other organisations like the National Public Administration Institute, the Institute for Fiscal Studies ascribed to the Ministry of Public Finance and the FIES Foundation (now FUNCAS) of the Spanish Confederation of Savings Banks.  

In the area of finance, he has carried out his professional activity as a director of Caja Rural de Granada, a member of its Governing Board and of its Executive, Risk (of which he was also the Chairman) and Audit and Regulatory Compliance Committees.

Director Category: Proprietary Director (at the proposal of Fundación Bancaria Unicaja).

Ms Sanchez Romero holds a degree in Economics and Business Studies from the University of Malaga as well as an AMP (Advanced Management Program) qualification from the Instituto de Empresa.

She is currently the Executive Vice-President and Secretary General of the Confederation of Malaga Entrepreneurs (CEM) and the Secretary of the Culture, Economics and Environment (CEM) Foundation.

She is a member of the Executive Committee and the Governing Board of the Andalusian Entrepreneurs Confederation (CEA), as well as a member of the Governing Boards of the Spanish Confederation of Small and Medium-Sized Enterprises (CEPYME) and of the Spanish Confederation of Business Organisations (CEOE). She is also a member of the Executive Committee of the Malaga Chamber of Commerce and of the Andalusian Board of Chambers, to mention just a few.

She is likewise a member of the Malaga Port Authority's Board of Directors, as well as a member of the University of Malaga's Social Council, the Economic and Social Council of Andalusia (CES Andalusia), the City of Malaga's Social Council and a member of the Executive Committee of the MADECA Foundation (Secretary), the Executive Committee of the CIEDES and that of the CIFAL Association.

She has been a member of the Board of Directors of Avalunión SGR since 2013 until the incorporation of Garántia, SGR in 2017.

Director Category: Proprietary Director (at the proposal of Fundación Bancaria Unicaja).

Fernández holds a degree in Economics and Business Administration from the Complutense University of Madrid with a double specialisation in Auditing and Finance.

She developed her professional career at PwC. She joined the Audit Division in 1990 and stayed there for 12 years, after which she set up a new business unit. She was the partner in charge of PwC's Capital Markets and Accounting Advisory Services (CMAAS) from 2005.

She is specialised in international accounting standards, financial reporting and securities issues in the Spanish and international markets. She also formed part of the global Capital Markets and Accounting Advisory Services, in addition to being the executive holding responsibility for Transactions at PwC EMEA. She was a member of the group of experts set up by the Bank of Spain for the Spanish financial sector's conversion process to the International Financial Reporting Standards.

She has been involved in a large number of financial transactions involving Spanish institutions, IPOs, private placements to foreign investors, capital increases and takeover bids, along with bond issues and swaps. in both the Spanish and international capital markets.

She is a member of the Official Registry of Auditors of Accounts (ROAC), the Spanish Institute of Chartered Accounts (ICJC) and the Institute of Director-Administrators (IC-A).

She is presently an independent director on the Boards of Directors of Avanza Previsión, S.A. —a Spanish insurance company— and Cofides, S.A., SME, a public-private company that finances financing the internationalization of the Spanish economy, promoting the development and strengthening the solvency of companies affected by COVID-19, where she respectively holds the offices of Chair of the Audit Committee and Chair of the Audit and Risk Committee, in addition to being a member of the Sustainability Committee at Cofides.

Ms. Aliño has a degree in Economics and Business, with a specialization in Finance, and a degree in Law from the Pontifical University of Comillas (ICADE E-3).

Professional with more than 25 years of experience in the financial industry in both developed countries (BBVA) and developing countries (IFC - World Bank Group and Inter-American Development Bank), including, among others, mergers and acquisitions, structured financing, financing of projects, capital markets, venture capital, sustainable finance, impact investments.

She has served as an advisor for Banco BHD's digital strategy and has accompanied the expansion of software companies such as Mambu , a cloud banking platform, and Veridas , a digital identity verification company.

He has been part of the Board of Directors of other technology companies such as Altitude Software and Social Point and was a member of the Advisory Board of venture capital companies such as Nauta Capital or Prax Capital Fund.

Currently, she is an independent director and member of the Audit Committee and the Risk Committee of CREDICORP LTD and an independent director of SOLTEC POWER HOLDINGS, SA, holding the positions of President of the Sustainable Development Committee and member of the Audit and of the Appointments and Remuneration Committee. Likewise, she collaborates as a senior consultant for Digital Finance and Sustainability at IFC-World Bank Group and is a professor in advanced seminars at the private university IE University.

Ms Arjonilla has a degree in Biology from the Universidad Complutense de Madrid. With a broad experience in the sector of Banking and Financial Markets, she has been Head of Technology and Transactions Commercial Banking at Banco Santander, Head of Technology at Banco Popular, and she also held that same position previously at Barclays Bank España. At EURO AUTOMATIC CASH, entidad de pago, S.L., she was appointed non-executive Director. She has also spent part of her career working in other sectors as Head of Product at Alnova Technologies or Consultant and Manager at Accenture and as an advisor to Mintsait.

 She has also carried out teaching work in the technology area as an Associate Professor at the Computer Science Department of the Polytechnic School (Carlos III University) and as a teacher of a Digital Transformation Master's Degree Program (University of Salamanca), in addition to collaborating with the Stock Market Studies Institute (Instituto de Estudios Bursátiles). At present, she continues to collaborate with AFI School executive programs specialising in technology.

She has recently completed two specialisation courses in the technology area respectively taught by Stanford University and the University of Michigan.

She is currently the Corporate Technology Director at Grupo Proeduca Altus and a member of the Management Committee.

Mr. Carrascosa has a degree in Economics and Business Science from Universidad Complutense de Madrid, with a Master’s degree in Public Administration from Harvard University. He is a State Economist and Commercial Technician.

He has a long career in the financial sector, having held, among other relevant positions, those of Executive Director of the Single Resolution Board, European banking resolution authority, Director General of the Fund for Orderly Bank Restructuring, Director General of Economic Policy of the Ministry of Economy, Director General of Entities of the National Securities Market Commission and Deputy Director General of Financial-International Affairs of the Ministry of Economy. In the private sector, he was Head of Regulatory Compliance in the Financial Sector at PricewaterhouseCoopers Spain.

Representing the State, he has been a member of the Boards of Directors of entities such as ICEX, AENA, Expansión Exterior SA, Fábrica Nacional de la Moneda y Timbre, Caja Postal Argentaria and Consorcio de Compensación de Seguros.

He is currently an associate professor at the University of Navarra and since 2022 he has been collaborating as an external advisor to the International Monetary Fund and the World Bank on projects to advise authorities in various countries (Georgia, Iceland, Angola, Egypt, etc.) on financial crisis management. He is also a member of the Advisory Board of FUNCAS and collaborates in several newspapers such as Expansión or El País, writing articles on economic and financial topics.

Mr. Domínguez has a degree in Business Management from Instituto Internacional de San Telmo, and he has also completed the Owner President Management programme (OPM) from Harvard Business School.

He has held relevant positions in the management body of the listed companies CAVOLO Inversiones SICAV, Wilmington SICAV and Patton Investment SICAV. He has also been proprietary director at Masmovil Ibercom, S.A.

He has developed all his career at Grupo Mayoral, holding several managerial and responsibility positions at different companies of the family group: he is the sole manager of Global Portfolio Investments, S.L. and of Wilmington Capital, S.L., CEO (Consejero Delegado) of Indumenta Pueri, S.L. since May 2022, and General Deputy Director of Mayoral Moda Infantil, S.A.U., company where he has held several managerial positions since 1989, expanding the business to over 50 countries.

Directorship category: Proprietary (proposed by Global Portfolio Investments, S.L.).

Mr. Fernández has a degree in Economic and Business Science from the University of Bilbao. He has been Lecturer of Statistics and Econometric Analysis at the University of Oviedo, Faculty of Business and Economics.

He has held the position of Director General at Caja de Ahorros de Asturias. He has held several managing positions at Asturias Regional Administration. He has also been Head of Admin and Finance at EDP España, S.A.U. and member of the Board of Directors of Instituto de Medicina Oncológica y Molecular de Asturias, S.A. and Lico Leasing, S.A.

He is currently a member of the Board of Directors of the following companies: EDP España, S.L.U.; Cementos de Tudela Veguín, S.A., Cimento Verde do Brasil, S.A., Masaveu Inmobiliaria, S.A. He is also member of the General Supervisory Board of EDP Energías de Portugal, S.A., and Trustee (Patrono) of Fundación Caser.

At Liberbank, he was Head of the Business Corporation Area and Director since 2013.

Directorship category: Proprietary Director (proposed by Fundación Bancaria Caja de Ahorros de Asturias).

Guzmán is a professional with an outstanding track record in technology and business transformation. She holds a degree in Computer Engineering from the University of Deusto and an Executive MBA from IE Instituto de Empresa. She furthered her education through management development programmes at the IESE Business School and the IMD in Lausanne, Switzerland. She is currently immersed in a director programme at ESADE PWC, thereby demonstrating her ongoing commitment to learning and leadership.

She held several domestic and global positions at Accenture, excelling in key sectors like telecommunications, the media, platforms and technology. She has led global and local units, contributing to notable achievements such as the opening up of the European communications market and digital transformation through artificial intelligence.

Her management experience has cut across different sectors and she has held offices like General Operations Manager for Europe and Latin America in the telecommunications, media, platforms and technology sectors, as well General Manager of this unit for Spain and Portugal. She has also held prominent positions like Global CRM Manager and Global Digital Services Managing Director for these sectors, in addition to managing the telecommunications and media business in the United Kingdom and Ireland.

Guzmán has actively participated in key Accenture Committees, including the Global Leadership Council (GLC), the Operations Unit Global Management Committee, the Digital Unit Global Management Committee, the Executive Committee for Spain Portugal and Israel, in addition to others, thus demonstrating her commitment to business excellence and corporate social responsibility.

Aside from her career, she has been a Master of Ceremonies and a speaker at industry events such as the GCF and CUBO. She has also been the keynote speaker at the IE Business School MBA Graduation, sharing her knowledge with the upcoming generation of leaders. Outside work, she dedicates her time to the code.org #HourOfCode initiative, fostering digital literacy and technology skills among future generations.

Mr Izaguirre Ventosa was granted a Degree in Economics and Business Studies by the University Complutense of Madrid and was awarded an extraordinary prize and the first national prize for the best academic record.

His professional career has principally been carried out as a Credit Institution Inspector at the Bank of Spain and as an Associate Professor at the Autonomous University of Madrid, teaching in the areas of Cost Accounting and Financial Statement Analysis. As far as his academic experience is concerned, he has taught and directed several courses and seminars at the Bank of Spain, the Madrid College of Economists, the Tax Agency Inspection School and at the industry's specialised companies.

In the private banking sector, he has been the Financial Controller of the Chase Manhattan Bank Group.

He has also been a professor of the National Public Administration Institute, a member of the Register of Auditors and a chartered accountant.

Director Category: Proprietary Director (at the proposal of Fundación Bancaria Unicaja).

Ms. Martínez Caro, born in Alicante, has a 5-year degree in Law and a 3-year degree in Business Administration from the Universidad Pontificia de Comillas. She also obtained a Certificate in Business Administration from Yale University and a master’s degree in European Law, specialization in Finance, from the Institute for European Studies in Brussels.

Throughout her career, she has attended several executive programs at business schools around the world, such as IESE (Barcelona), Wharton BS (Philadelphia), CEIBSS (Shanghai) or Haas BS (San Francisco). She has also participated in programs for directors organized by companies such as PwC, SPENCERS STUART and DELOITTE, among others.

Ms. Martínez Caro has held different relevant positions in the financial sector, such as: Senior Vicepresident-Investments in the area of Global Wealth Management for Bank of America Merrill Lynch in Spain and Executive Director and CEO for Spain and Portugal at Julius Baer Bank.

She is currently Senior Advisor to Forbes Global Properties, Founder and CEO of CMC Family Advisors, member of the Board of Asociación Española contra el Cáncer, member of the Advisory Board of the law firm FinReg and member of the Patronato de la Fundación ITER and Advisor to the Board of Directors of LH Paragon Inc.

Mr Sánchez Serrano simultaneously studied Business Administration and Management (LADE) and Tourism at the University of Malaga. He holds a PhD in Economics from the University of Malaga (cum laude). He subsequently broadened his academic background through various postgraduate programs, such as a Master's Degree in Auditing of Accounts at the Instituto de Empresa, a Specialist Qualification in Corporate Accounting at the University of Alcalá de Henares and a Master's Degree in International Cooperation and Development at the University of Malaga, to name but a few.

Mr Sánchez Serrano has more recently continued to widen his academic knowledge through other executive programmes, like a Mergers and Acquisitions course taught by the Columbia Business School and an EMBA programme at the City University of London (Bayes Business School).

He is currently working in the private sector as an Auditor of Accounts at the firm EUDITA and has conducted numerous audits and carried out economic-financial consulting for companies in both the private and public sectors. He is also a member of several working groups of the Institute of Accounting and Auditing of Accounts (ICAC), a body which reports to the Ministry of Economic Affairs and Digital Transformation.

In so far as his university teaching and research are concerned, he is an Associate Professor of the Department of Finance and Accounting at the University of Malaga and was previously a professor at the University of Deusto, as well as a regular collaborator of the Training Department of the General Council of Economists of Spain.

He is likewise a member of several professional associations and research institutions, such as the Spanish Institute of Financial Analysts, and holds the Chair of Economics and Sustainable Finance at the University of Malaga. Mr Sánchez Serrano has authored numerous papers published in highly regarded academic journals and has written books on financial accounting and auditing that have been published by prestigious publishers.

Director Category: Proprietary Director (at the proposal of Fundación Bancaria Unicaja).