Unicaja Banco, within the framework of its non-life insurance agreement with Caser, offers a home insurance with wide coverage and supplementary services, which allows the home to be insured not only by the homeowner but also by the tenant, and which also includes second homes. The current campaign includes the drawing of 20 prizes of 2,500 euros1.
Customers can calculate the insurance price on Unicaja Banco’s digital banking and then subscribe the insurance online. Insurance subscription can also be made at the bank’s branches.
Specifically, new Hogar Protección insurance policies taken out up to 31 July will be entered into a draw for 20 prizes of 2,500 euros net each for household expenses. Policies taken out online will also receive a 20% credit on the net premium corresponding to the first year2.
This home insurance, positioned as one of the most complete in the market, is tailored to the needs of each customer, whether they are homeowners, renters or they have a second home.
The Hogar Protección insurance includes, for those who apply for it, the repair of household appliances (washing machines, dryers, refrigerators, freezers, dishwashers, glass-ceramic or induction cooktops, electric ovens and extractor hoods) by a professional who will go to the home.
In addition, this insurance includes a handyman service, as well as online training resources for students with specialist teachers, computer assistance, attention to the elderly or an information service on gardens and pets.
In the case of rentals, given that the tenant is responsible for any damage that may occur in the dwelling, this insurance includes up to 300,000 euros in civil liability. In addition, specific coverage is offered, such as assistance for mandatory relocation of the tenant, with up to 2,000 euros for real estate expenses and the same amount for moving.
Hogar Protección insurance taken out with CASER, Compañía de Seguros y Reaseguros, S.A. through Unimediación, S.L.U., linked bancassurance operator, registered in the Special Administrative Register of Insurance Brokers, Reinsurance Brokers and their senior officers, kept by the Directorate General of Insurance and Pension Funds (Registration No. OV-0010), acting through the Distribution Network of Unicaja Banco, S.A. Civil liability insurance in accordance with the legislation in force. The insurance companies with which Unimediación, S.L.U. has an agency contract can be checked at www.unicajabanco.es/seguros.
(1) All customers who take out a new Caser Hogar Protección and Agrocaser Hogar Protección insurance policy during the period between 1 April 2023 and 31 July 2023, both dates included, will be entered into a draw for 20 prizes of 2,500 euros each, as described in the legal terms and conditions of the draw, information on which can be found at bit.ly/3lbAR96. The customer will receive 2,500 euros in his or her account, from which the corresponding tax will have been deducted beforehand. All relevant tax provisions shall apply to this promotion, in accordance with the applicable legislation at any given time.
(2) Bonus of 20% on the net premium for the first year, applicable by means of credit to the account. Promotion valid for new home insurance policies taken out via Digital Banking until 31 July 2023, with a minimum total annual premium of 250 euros. Conditions applicable to subscriptions of the Hogar Protección product, with the policyholder being an individual or legal entity with a reported email address and cell phone number. The effective date of the contract may be up to 12 months after the date of signature. Applicable to households not insured with Caser in the last 6 months. Maximum one bonus per policy and insured dwelling. The customer must have his/her cell phone number informed upon subscription. The deposit in the customer's account as "bonus for the subscription of home insurance" will be made in the following two working days from the effective date informed in the subscription, as long as the first receipt has been paid (regardless of whether it is quarterly, half-yearly or annual). In the case of post-dated contracts, in Digital Banking, the offer is limited to two policies for different homes per policyholder. For new contracts subscribed in branches, the contract must have been taken out by31 May 2023, for a minimum total annual premium of 250 euros and must be financed in Plan Uni Seguro.