acuerdo-unicaja-garantia

Unicaja Banco and Garántia sign a new collaboration agreement to boost financing to SMEs and to the self-employed and launches a credit line of 60 million euros

Unicaja Banco shows once more its support to SMEs and to the self-employed with the signature of a collaboration agreement with Garántia, the Sociedad de Avales y Garantías de Andalucía, S.G.R., to put at the disposal of this group a financing facility of €60 million, with the joint and several guarantee provided by the Andalusian mutual guarantee scheme.

01 JUL 2019

3 Min reading

Under this agreement, Unicaja Banco makes available products and services especially designed for these groups, on advantageous terms, with the aim of boosting business initiatives and contributing to job creation.

 

Unicaja Banco’s support to businesses and to the self-employed falls within its activity as financial institution focused on retail and proximity banking, and within its role to foster the economic development, especially in the areas where it operates.

 

Unicaja Banco has signed a new financial collaboration agreement with Garántia, Sociedad de Avales y Garantías de Andalucía, S.G.R., to make available to Andalusian SMEs and self-employed workers a financing facility of €60 million to be applied in credit transactions formalized within one year from the date of signature of the agreement, with extraordinary terms and interest rate conditions, and with the joint and several guarantee provided by the Andalusian mutual guarantee scheme.

 

Under this agreement, Unicaja Banco and Garántia make available to these groups a wide range of specific products and services, under advantageous terms, in order to boost business initiatives and to contribute to creating and maintaining jobs.

 

The agreement, which has been signed by Unicaja Banco’s Chairman, Manuel Azuaga, and by Garántia’s President, Javier González de Lara, brings to SMEs in Andalusia a wide range of specific products and services on advantageous terms to support the development of their activities.

 

Unicaja Banco’s support to SMEs and to the self-employed falls within its activity as a financial institution focused on retail and proximity banking, playing a significant role in the promotion of local development. Businesses in general and SMEs in particular continue to be one of the key objectives of Unicaja Banco’s financing policy. In this sense, the institution is active in providing funding to these groups, essential to boost the economy and job creation.

 

Garántia (www.sgrgarantia.es) has among its main functions to provide businesses with access to financing on advantageous terms by granting guarantees, as well as to support the Andalusian business fabric with information and financial advice through its eight branches in the Andalusian provinces.

 

Products and services offered

 

Within the framework of the agreement reached between Unicaja Banco and Garántia, SMEs and the self-employed, regardless of their legal form, may apply to the credit facility.

 

Unicaja Banco sets a financing facility to be used in transactions which have a joint and several guarantee given by Garántia, such as:

  • Financing of transactions under agreements entered into with the Official Credit Institute (Instituto de Crédito Oficial, ICO).
  • Loans for investments, acquisition of premises, industrial warehouses and other purposes.
  • Credit account.
  • Equipment leasing.
  • Productos y servicios

RELATED NEWS

Unicaja incorpora un nuevo sistema de autenticación reforzada que simplifica la autorización de operaciones

Unicaja incorpora un nuevo sistema de autenticación reforzada que simplifica la autorización de operaciones

Con este sistema, denominado Unicaja Key, los clientes autorizan sus operaciones mediante biometría (huella dactilar o facial), sin necesidad de SMS o de la tarjeta de coordenadas. Ya está operativo para compras en comercios electrónicos seguros y, próximamente, sumará nuevas funcionalidades 27 NOV. 2024
Read news
Reorganización de la oferta en salud: más sencilla y ajustada a las necesidades del cliente

Reorganización de la oferta en salud: más sencilla y ajustada a las necesidades del cliente

Unicaja ha llevado a cabo una reordenación de su oferta de salud, mediante la simplificación de los productos de asistencia sanitaria, homologando condiciones, coberturas y carencias para clientes particulares, autónomos y pymes unifamiliares 26 NOV. 2024
Read news
Price improvements on pre-approved loans and draws of cards for Black Friday

Price improvements on pre-approved loans and draws of cards for Black Friday

Unicaja offers its customers, from from 18 November to 9 December, a reduction in the price of pre-approved loans with no early or partial cancellation fee 19 NOV. 2024
Read news

For Unicaja Banco S.A., the holder of the web page, it is important to adapt to your tastes and preferences, for which we use own and third-party cookies, that gather connection data that may be linked to your registration user name, the purpose of which is to measure traffic and user interaction with the web page, to help to improve operation of the web content, as well as the services and products offered, preparing behaviour profiles, while always protecting your privacy. You may transparently choose the configuration that suits you best, without that causing any change in your usual operations.