Unicaja has expanded the functionalities of the ‘Aplaza tu compra’ service, allowing its customers to pay in installments for transactions made not only with credit cards, but also those carried out by debit card or Bizum or even direct debit bills (electricity, water, telephone...), and which are made in the account associated with the credit.
In this way, customers can split transactions made with cards or through Bizum, as well as direct debits, over three, six, nine or up to 12 months, provided that the amount is at least 60 euros.
Until now, 'Aplaza tu compra' allowed customers to defer or pay in installments for purchases made with their credit card. However, this new feature expands the type of transactions that can benefit from the service.
Customers will be able to split a payment conveniently from their Digital Banking. Thus, when consulting the account movements, they will be able to locate those that can be deferred and make the change of modality. The identification is designed with a label below the concept, with the description ‘Aplazable ('Deferrable)'.
Expansion of means of payment
Unicaja offers its customers tailored solutions to meet their expenses when it is most convenient for them.
With the expansion of the functionality of 'Aplaza tu compra', the bank reinforces the wide range of products and services available to its customers, especially those related to means of payment, so that they can be flexible and allow customers to control their expenses.
The bank, through the Sistema de Tarjetas y Medios de Pago, of which it is a partner, also offers its customers plazox, an instant, simple and customized purchase financing solution for credit card holders.
This system allows customers to choose the payment of purchases, either in a physical or online store, instantly and without any additional procedure.
1. Aplazamiento sujeto a criterio de la entidad, a la disponibilidad del límite del crédito de la tarjeta y exclusivamente para: a. las compras realizadas durante el mes en curso y las del mes anterior hasta 15 días después de la liquidación (fecha de liquidación día 1 del mes en curso), con tarjeta Mastercard Crédito o Visa Crédito, en modalidad débito, semanal o fin de mes de importe igual o superior a 60€, b. las operaciones realizadas en la cuenta asociada a la tarjeta de crédito (recibos domiciliados, operaciones de Bizum o compras con tarjeta de débito) durante 30 días posteriores a la fecha de cargo. Todas ellas deben ser de un importe igual o superior a 60€, con un importe mínimo de capital a amortizar desde 20 € al mes. Condiciones aplicables, incluido el tipo de interés, según contrato en vigor. En caso de impago en el crédito, el servicio no estará disponible. Para poder realizar la operación de aplazamiento a través de Banca Digital es necesario tener contratados los servicios a Distancia de Unicaja.
