Unicaja Banco has established an alliance with Divilo, a Spanish fintech specialized in payment solutions, to offer SMEs and freelancers facilities in the collection of goods and services they provide through mobile devices, in a digital, secure and agile way.
In this way, as part of a co-innovation laboratory, Unicaja Banco and Divilo have introduced companies and freelancers of the bank to the innovating payment solutions offered by the fintech company, through face-to-face workshops held in cities within its sphere of action, such as Malaga, Valladolid, Salamanca, Leon and Zamora.
The objective of these workshops is to bring to companies and freelancers new and innovative payment solutions that may be useful in their daily work, as well as to establish a model of relationship and direct listening with them so that they can send their assessments and thus define new products and services that are born directly from innovation.
The services offered by Divilo allow small businesses and freelancers to turn their cell phone into a PoS terminal so that they can collect payments from their customers in a completely digital, fast and secure way, thus facilitating payment management by offering improved coverage, portability and availability. Divilo is the first fintech to develop this technology in Spain.
In addition, by digitizing collections, SMEs and freelancers have a dashboard that helps them to better understand their business and revenues. This payment solution is mainly focused on companies and users with a business model that requires mobile payments.
Unicaja Banco and innovation
Unicaja Banco places innovation and digital transformation as a priority, to incorporate technology to support customers and increase the bank's efficiency. Thus, it has been committed for years to new technologies and technology innovation, under the principle of adaptation to a changing technological environment, in the conviction that this is one of the main levers to face future challenges.
The entity studies and pays attention to fintech solutions that add value to the services it provides. They are seen as an opportunity because they allow the bank to study possible new additions to its services aimed at improving quality or facilitating new value-added solutions for both companies and individuals.
Divilo is a 100% digital payment entity aimed at companies and freelancers that proposes a new way of conceiving business management. It offers in Spain the first comprehensive solution for payment management through its mobile PoS terminal services, e-commerce and payments with link or QR code.
