Unicaja Banco, as part of its traditional support to the agricultural sector, has launched its new exclusive financing campaign for olive grove, with which the bank provides farmers with specific financing products and services.
Hence, Unicaja Banco responds to the financing needs of farmers, under favorable conditions, by allowing them to anticipate the liquidation of the harvest in order to improve the productivity of the grove. In addition, the bank also offers the possibility of requesting the necessary capital according to the specific needs of the olive grove and with a fixed maturity date of 31 December 2023.
The offering of products for olive groves is completed with the Loan for Woody Crops, which allows customers to renew or diversify the farm to make it more efficient. It has an interest-only period of up to three years and a repayment term of up to 15 years. In addition, the bank offers its customers agricultural insurance to protect the olive grove against any unforeseen event and to enjoy guaranteed productivity and profitability.
With these products and services, which stand out for the agility in their granting, the bank responds to the funding needs of farmers so that they can have, quickly and immediately, the necessary amount to undertake the expenses and investments of the campaign.
For further information on this campaign, farmers can contact Unicaja Banco branches, where bank managers will give them customized guidance and assistance.
Among the wide range of products offered by Unicaja Banco to farmers, agricultural insurance is also available to protect and guarantee production and farm facilities. The entity gives the possibility of financing the payment of the corresponding premiums at 0% interest.
It also offers several funding products specifically for the agricultural sector, such as the Campaign Loan and Credit, with a repayment term of up to 12 months and repayment on maturity, or the Loan for Agro Investment, aimed at expanding or improving the farm to make it more efficient and with a repayment term of up to 15 years.
For all these reasons, Unicaja Banco continues to be a financial institution that provides great support to the agricultural sector. This support is reflected in the ongoing adaptation of its products to the needs of farmers and companies in the sector, with the creation of a wide range of specialized financial products and services with interesting conditions.
* La concesión de operaciones de financiación está sujeta a los criterios de riesgo de Unicaja Banco, debiendo tener en cuenta el plazo que la aprobación y formalización de estas operaciones requiere.
** Seguros Agrarios y Seguros Agrocaser Explotaciones Agropecuarias contratados con CASER Grupo Asegurador, a través de Unimediación, S.L.U., operador de banca-seguros vinculado, inscrito en el Registro Administrativo Especial de Distribuidores de Seguros de la Dirección General de Seguros y Fondos de Pensiones con nº inscripción OV-0010, actuando a través de la red de Unicaja Banco, S.A. Concertado seguro de responsabilidad civil de acuerdo a la legislación vigente. Puede consultar las compañías aseguradoras con las que Unimediación S.L.U. tiene concertado contrato en www.unicajabanco.es/seguros. Coberturas de los seguros según las Condiciones Generales y Particulares de las pólizas.