Unicaja Banco and SAECA sign an agreement to facilitate access to finance for the whole primary industry

It seeks to facilitate transactions that enable the creation or improvement of forestry, agricultural, livestock or fishing resources

15 DEC 2021

2 Min reading

Unicaja Banco and Sociedad Anónima Estatal de Caución Agraria (SAECA) have entered into a collaboration agreement with the aim of facilitating access to finance, on advantageous term, for the whole primary industry (agriculture, livestock, fishing and forestry).

 

The agreement seeks to facilitate any transaction aimed at the creation, conservation or improvement of forestry, agricultural, livestock or fishing resources and materialized in agri-food industry, enhancement or implementation of irrigation, purchase of land or machinery, agricultural and livestock constructions, acquisition or improvement of rural housing, working capital and any other issue related to the primary sector.

 

The agreement, signed by Unicaja Banco’s Area Manager for Agriculture, Francisco José Vilches, and by the Chairman of SAECA, Pablo Pombo, falls within the collaboration provided by the bank to the primary industry, and within its interest in facilitating the economic development of the areas where it operates.

 

Conditions

 

SAECA will provide the guarantees and bail bonds that may be needed for the loans granted by Unicaja Banco to the primary sector, on preferential financing terms and with a general repayment period of up to 15 years.

 

The agreement sets that the maximum amounts will be €250,000 for natural persons and up to €400,000 for legal persons. In addition, it will allow applicants to access financing for their farms under better financial conditions, without having to mortgage their assets and with a long loan repayment period, which will be free of early repayment or cancellation fees. 

 

It also includes the commitment of both entities to advance in the study and rollout of the signing of transactions by any valid digital means, in order to speed up and make the formalization process more efficient and reach the sustainable objective of 'zero paper' emission.

 

SAECA, under the remit of the Ministry of Agriculture, Fishing and Food, is a company part of Grupo SEPI, a state-owned industrial holding company which includes 15 companies in which there is a direct and majority participation, with a workforce of more than 78,000 employees. It also has got a foundation and direct minority shareholdings in a further 9 companies, and indirect ones in more than one hundred.

  • Institucional
  • Productos y servicios

Noticias relacionadas

Celebradas en Ronda las VIII Jornadas Jurídicas de la Asociación Judicial Francisco de Vitoria, con el respaldo de Unicaja

Celebradas en Ronda las VIII Jornadas Jurídicas de la Asociación Judicial Francisco de Vitoria, con el respaldo de Unicaja

Este evento, celebrado este 2 y 3 de octubre, reúne a profesionales del ámbito jurídico para debatir y reflexionar sobre temas de actualidad y relevancia en el sector 03 OCT. 2025
Read news
Alianza con CES para impulsar la actividad de los empresarios sevillanos

Alianza con CES para impulsar la actividad de los empresarios sevillanos

Unicaja vuelve a mostrar su apoyo a la labor de los empresarios de Sevilla y, entre otras iniciativas, colaborará en la celebración de la asamblea anual de la Confederación Empresarial de Sevilla (CES), que tendrá lugar en el primer trimestre de 2026 02 OCT. 2025
Read news
Colaboración en ‘Desayunos con Almur’: liderazgo femenino y empoderamiento de las empresarias almerienses

Colaboración en ‘Desayunos con Almur’: liderazgo femenino y empoderamiento de las empresarias almerienses

En el marco de la colaboración de la entidad con la asociación Almur, se lleva a cabo este programa de charlas-coloquio, cuya primera sesión responde al título 'Mujeres que emprenden, voces que inspiran’ 26 SEPT. 2025
Read news