Unicaja Banco offers farmers agricultural and livestock insurances and property damage insurances to protect and secure their production and holding and premises. This way, the bank, under the agreement it has with Caser, puts at the disposal of its customers and those interested the Combined Agricultural Insurance (Agroseguro) and the Agrocaser Insurance for Agricultural and Livestock Holdings.
The Combined Agricultural Insurance offers all the coverage and benefits that an agricultural holding (crop, livestock or acquaculture) needs and customers can choose the degree of protection they need, according to regulations. As this is an insurance with state subsidy, customers benefit from a direct discount in their policy and payment adapted to their needs.
The Agrocaser Insurance for Agricultural and Livestock Holdings offers extensive coverage to secure the protection of holdings and production, such as fire; theft; third-party liability arising from animals; loss of profits; breakdown of machinery; damages and theft of field assets; livestock death as a result of fire, animal attacks, drowning, etc); theft of livestock and other optional coverages to choose. Therefore, this insurance offers the possibility of insure party's home on the holding.
It is also worth to mention that the bank offers the possibility of financing at 0% interest the payment of premiums corresponding to both insurances.
Those interested in taking out these products may contact the bank’s branches, preferably by phone or over the internet, or, if applicable, requesting a prior appointment to go to the branch.
The offering of these products falls within Unicaja Banco commitment to support agriculture and farmers, especially in the current situation caused by the COVID-19 crisis. This commitment is reflected in the provision of financial, protection and advice services, in the development of specific agreements and in the stake in businesses of this sector.
This way, agricultural insurances and property damage insurances join the wide and varied range of products and services that the bank puts at the disposal of farmers, such as the advance payment of the European Union 2021 Common Agricultural Policy (CAP) subsidies, the Univerde card -which allows for flexible payments-, and its traditional financing facility for intensive crops, for instance.
Seguros Agrarios y Agrocarse Explotaciones Agropecuarias contratados con CASER Grupo Asegurador y Seguro de accidentes contratado con Unicorp Vida Cía, de Seguros y Reaseguros S.A, a través de Unimediación, S.L.U., Operador Banca Seguros Vinculado, inscrita en el Registro Administrativo Especial de Distribuidores de Seguros, de la Dirección General de Seguros y Fondos de Pensiones con nº inscripción ov-0010, actuando a través de la red de Unicaja Banco S.A.Tiene concertado seguro de responsabilidad civil con arreglo al Real Decreto-ley 3/2020, de 4 de febrero. Puede consultar las compañías aseguradoras con las que Unimediación S.L.U. tiene concertado contrato www.unicajabanco.es/seguros.