Unicaja Banco joins the celebrations of the already traditional Black Friday with a promotion which, under its pension plan campaign, will increase to 2% the bonus for extraordinary contributions (1). It also includes advantages for the subscription and use of credit cards (2).
With regard to the pension plan promotion, during this week and until 4 December, those people who make an extraordinary contribution to a pension plan of Unicorp Vida –insurance company held at 50% by Unicaja Banco and Santalucía-, will receive a rebate of 2% of the contributed amount. The minimum contribution required is 3,500 euros, with a commitment to remain for three years.
Unicaja Banco pension plan campaign, launched in response to the traditional end-of-year increase in the demand of this kind of financial products, in addition to the 1% bonus for extraordinary contribution –a percentage which will reach 2% during Black Friday-, features a 6% rebate on regular contributions and up to 4% in the case of transfer from other institutions. In particular, the campaign includes cash rebates of 2%, 3% and 4%, depending on the commitment to remain: 2% of the transferred amount for a 3-year period; 3% when remaining for five years; and 4% for 7 years of permanence. During this time, the client commits not to cash the pension plan as capital (cash in the form of regular income is permitted).
Cash refunds for using cards
The bank also offers other financial products under the Black Friday campaign. The first 2,000 people to subscribe a credit card will be able to get a refund of 8% of the purchases made until 15 December, with a maximum amount of 15 euros (3).
Furthermore, Unicaja Banco provides its customers with the possibility of paying with their mobile phones at shops, in an easy, fast and secure manner. This way, through Unipay App, in addition to sending and receiving money between users, customers can pay at shops. The apps Apple Pay, Samsung Pay and Google Pay are also available.
(1) Promotion valid from 23/11/2020 to 4/12/2020, limited to a total of €150,000 gross in rebates, for extraordinary contributions, non-rebated in previous campaigns. Minimum contribution amount to access the rebate: €3,500. Gross rebate consisting of 2% of the extraordinary contribution with a commitment to remain for three years. This offer cannot be used in conjunction with other rebates for extraordinary contributions. The promotion is subject to the conditions set in the permanence document and to taxes under the tax laws in force.
In the event of breach of the commitment to remain due to any of the following reasons, the customer will have to return to Unicaja Banco the proportional share of the received rebate amount corresponding to the period between the breach date and the end date of the undertaken commitment to remain, as a penalty in favour of Unicaja Banco. The mentioned reasons are:
a) That the participant makes a total or partial transfer of the consolidated rights of any of the said plans to other Pension Plan not sold by Unicaja Banco and managed by Unicorp Vida, compañía de Seguros y Reaseguros, S.A.
b) That the participant makes a total or partial collection as cash of the consolidated rights of any of the said plans due to any of the exceptional liquidity contingencies set forth by the law and by the plan Regulation.
The documents with the main data for the participants in pension plans are available for download and consultation at www.unicaja.es (Sponsoring undertaking: Unicorp Vida, Cía de Seguros y Reaseguros, S.A./Unicaja Banco S.A., Managing company: Unicorp Vida, Cía. De Seguros y Reaseguros, S.A., Custodian: CECABANK, S.A.).
(2) Granting subject to the bank’s criteria.
(3) Exclusive promotion for the first 2,000 newly subscribed Unicaja Banco, S.A. credit cards, formalized from 19 October 2020 to 15 December 2020, including both dates. In order to participate, the customer must register in the promotional campaign through his/her Digital Banking or at branches. The promotion consists of the refund of 8% of the total amount of purchases made since the card subscription until 15 December 2020 (maximum amount, 15 euros). Cancelled or refunded transactions deduct. Check the rules here.