Unicaja Banco, in response to the traditional end-of-year increase in the demand of pension plans, has launched a new campaign for this kind of financial products. As a new feature this year, it offers a 6% bonus on the new regular contributions made by customers, with a commitment to stay.
Additionally, for amounts transferred from other institutions, rebates may reach up to 4% of the transferred amount, and a rebate of 1% on the extraordinary contribution is also offered.
In particular, with this new campaign, Unicaja Banco promotes the transfer of pension funds from other financial institutions, setting a minimum limit of €6,000 and being 20 January 2021 the latest day to apply for the transfer. It has established cash rebates, ranging between 2, 3 and 4% on the funds transferred.
The rebates, which are subject to the commitment to remain, will be of 2% of the transferred amount for a three year period, of 3% when remaining for five years, and 4% for seven years of permanence. During this time, the client commits to maintain his/her position in plans marketed by Unicaja Banco and not to cash them as capital (cash in the form of regular income is permitted).
In the case of regular contributions, the campaign features a 6% rebate on the amount contributed during the year (minimum monthly contribution: 84 euros), with a maximum amount of 300 euros and the commitment to stay for three years.
With this new pension plan campaign, Unicaja Banco also promotes extraordinary contributions made at the end of the year (€3,500 minimum) with a rebate of 1% on the contributed amount and with a commitment to stay for three years.
Broad range of pension plans
Unicaja Banco has a wide range of pension plans to cover any risk profile, from short-term conservative fixed income to more aggressive variable income plans, with alternatives for all customers.
Historically, the investment strategy followed by the bank has provided clients with satisfactory results in all its plans, while maintaining low levels of volatility and getting, at the same time, positive returns in the long-term, which can be favourably compared to the market average. This fact gives Unicaja Banco a privileged situation in market positioning.
With the focus on customer satisfaction, Unicaja Banco manages its funds with a long-term view, aimed at two main goals: providing stable returns and preserving capital. In fact, Unicorp Vida pension plans, commercialized by the bank, are recommended by renowned independent analysts, such as Morningstar, which gives them high ratings.
Unicaja Banco’s Life Cycle pension plans, Uniplan Contigo, feature in the long-term yields per category higher than the market average. Furthermore, the current range of products provides great flexibility to make contributions, which can be made on a regular (monthly, quarterly, bi-annual or annually) or on an extraordinary basis.
Other of the reasons given by the bank to promote the subscription of its pension plans are the advice provided both upon the subscription and upon the reception of the payments, and the specialized staff that it has, always giving the best service to analyze the clients’ needs and to offer the most suitable option.
The bank also highlights the advantages and functionalities of its Digital Banking, which enables to make regular or extraordinary contributions in an agile, easy and intuitive manner.