seguros-farmacogénetica

Unicaja Banco is pioneer in the inclusion of a genetic analysis in life insurances to offer a tailored treatment for serious illnesses

Unicaja Banco, through Unicorp Vida, has included pharmacogenetics among the services available in its life insurances. This way, it offers a genetic analysis to customers, so that they can get the most efficient and tailored treatment in the event of a serious illness

09 JUL 2020

3 Min reading

Unicaja Banco, through Unicorp Vida (held at 50% with Santalucía), is a pioneer in the inclusion, for free and as part of the improvement of its products, of pharmacogenetics among the services available in its life insurances. This way, it offers a genetic analysis to customers, so that they can get the most efficient and tailored treatment in the event of serious illness.

 

This novel feature is provided by SOS Salud y Bienestar, a service of Santalucía Group specialized in healthcare, and under the proposed terms, Unicaja Banco and Unicorp Vida are pioneer in offering it to their customers.

 

In particular, it will be included in the modalities of life insurances –seguros de vida libre- (Univida Anual Renovable, Univida 45 Anual Renovable, Univida Anual Renovable No Residentes y Seguro de Vida Libre Pymes), both for new subscriptions and for policies currently in force, thus providing added value to customers.

 

The main goal of the pharmacogenetics service is to focus on personalization to administer the drug that is most efficient for each patient, with the lowest risk of adverse effects.

 

This service allows, by a DNA study, to determine that the treatment that a patient receives after the diagnosis of a serious illness is the most efficient and appropriate for him/her.

 

Report by a specialized laboratory

 

After the diagnosis of one of the diseases included in this service (breast or colorectal cancer, deep vein thrombosis and pulmonary thromboembolism, heart attack or cerebral infarction, and epilepsy), a genetic analysis will be performed, which will be studied at a specialized laboratory, where an expert doctor will prepare a report on the results.

 

The customer may submit a copy of this report to his/her doctor for him/her to consider it when prescribing a treatment, so as to get the most efficient effect from the beginning. Additionally, the customer will be accompanied throughout the process, with responses to his/her questions and to those of the doctors.

 

Risk life insurance has seen a change in perception over the last years, as there is a larger prevention culture in society. Customers now seek a personalization through products with wider coverage and supplementary services, to go with them during all their life cycle.

 

Therefore, the essential function of life insurance, which is to ensure a capital in case of fatality or disability, is supplemented by additional coverage and services which provide added value to customers. This is the reason why Unicaja Banco and Unicorp Patrimonio incorporate pharmacogenetics.

  • Productos y servicios

Noticias relacionadas

Unicaja Banco promotes at Fenavin the wine sector as an economic driver of Castilla-La Mancha

Unicaja Banco promotes at Fenavin the wine sector as an economic driver of Castilla-La Mancha

Unicaja Banco has taken part in the opening today of the Spanish Wine Fair (Feria Nacional del Vino, Fenavin), which will take place until Thursday in Ciudad Real. This is yet another example of the bank’s commitment and support to the wine sector as an economic driver of Castilla-La Mancha. The initiatives in which it participates include the round table ‘Vino, salud y juventud’ 10 MAY. 2022
Read news
Unicaja Banco will promote at Fenavin the wines of 9 wineries from Castilla-La Mancha and it reaffirms its commitment to this sector

Unicaja Banco will promote at Fenavin the wines of 9 wineries from Castilla-La Mancha and it reaffirms its commitment to this sector

Unicaja Banco will be present, one more year, at the Spanish Wine Fair (Feria Nacional del Vino, Fenavin), with its own stand -where nine wineries will present their wines-, located at Pabellón Ganímedes in Ciudad Real. This is yet another example of the bank’s commitment and support to the wine sector and its benchmark fair, with which it has collaborated since its beginnings 06 MAY. 2022
Read news
Unicaja Banco and SIAC collaborate to facilitate the processing of CAP subsidies to farmers and livestock breeders in Cuenca

Unicaja Banco and SIAC collaborate to facilitate the processing of CAP subsidies to farmers and livestock breeders in Cuenca

Unicaja Banco and Sindicado Independiente Agropecuario de Cuenca (SIAC) collaborate, one more year, to facilitate the application and management of CAP (Common Agricultural Policy) subsidies, thanks to the signing of an agreement 08 ABR. 2022
Read news

For Unicaja Banco S.A., the holder of the web page, it is important to adapt to your tastes and preferences, for which we use own and third-party cookies, that gather connection data that may be linked to your registration user name, the purpose of which is to measure traffic and user interaction with the web page, to help to improve operation of the web content, as well as the services and products offered, preparing behaviour profiles, while always protecting your privacy. You may transparently choose the configuration that suits you best, without that causing any change in your usual operations.