Univerde Credit system improves and expands the payment modalities, as it adds the possibility of payment in installments to the traditional modalities of debit, end of month and deferred payment. This makes Univerde Credit to be a totally flexible and innovative system, adapted to all kind of crops and areas.
Unicaja Banco provides great support to farming, as it is reflected in the ongoing adaptation of its products to the needs of farmers and farming companies, as well as in the creation of a wide range of specialized financial products and services and with interesting conditions, covering intensive crops, arable and woody crops, industrial crops, olive farms or livestock breeders, and also agri-food industry and trading companies.
Unicaja Banco has launched its new Univerde Credit system, a specific product for farmers which provides flexibility in the payment of the purchases of the supplies required for their activity through the Univerde Card, a professional agricultural card to be used in shops member of the Univerde agreement (over 600 stores).
This way, the Univerde Credit system improves and expands the payment modalities, as it adds the possibility of payment in installments to the traditional modalities of debit, end of month and deferred payment.
Furthermore, with this system, the customer can choose the term (up to 12 months) of the transaction, the part of the deferral cost to be assumed by the store and by the farmer and to choose the number of installments into which the customer splits the purchase (monthly, bimonthly, quarterly, every four months, every six months or on expiry). This makes Univerde Credit to be a very flexible system adapted to all kind of crops and areas.
Unicaja Banco shows its commitment to agriculture through the ongoing adaptation of its products to the needs of farmers and farming companies (traders of fruits and vegetables, suppliers, plastics and other ancillary industries), as well as in the creation of a wide range of specialized financial products and services and with interesting conditions, covering intensive crops, arable and woody crops, industrial crops, olive farms or livestock breeders, and also agri-food industry and trading companies.
The Univerde Card is an agricultural professional card to be used exclusively in the stores member of the Univerde scheme (over 600 shops) and offering the possibility of deferring and splitting the payments at the convenience of the farmer, with no commissions and without opening and maintenance fees. It allows the customer to choose among different payment modalities. (Further information, including the Univerde member stores: https://www.unicajabanco.es/es/sector-agrario/tesoreria/tarjeta-univerde).
The stores participating in the Univerde system can, in addition to receive the payment of their sales immediately and with no risks at all, increase the loyalty of their customers and increase sales by making financing offers in certain moments and/or for specific publics. (Further information: https://www.unicajabanco.es/es/sector-agrario/tesoreria/tpv-sistema-univerde).
