manuel-azuaga-unicajabanco-javier-gonzalez-de-lara-garantia

Unicaja Banco and Garántia sign a collaboration agreement to boost financing to SMEs and to the self-employed in Andalusia

Unicaja Banco shows its support to SMEs and to the self-employed with the signature of an agreement with the Sociedad de Avales y Garantías de Andalucía, S.G.R., Garántia, to create a financing facility specific for this group.

21 MAY 2018

3 Min reading

Under this agreement, Unicaja Banco and Garántia put at the disposal of SMEs and the self-employed of Andalusia a financing facility of 60 million euros to be used in transactions formalized within one year from the signature of the agreement, with the joint and several guarantee by the Andalusian Mutual Guarantee Society.

 

The agreement falls within Unicaja Banco’s interest in supporting the business sector as a powerful engine for job creation. Companies in general and SMEs in particular continue to be one of the key objectives of Unicaja Banco’s financing policy.

 

Unicaja Banco has signed a financial collaboration agreement with Garántia, Sociedad de Avales y Garantías de Andalucía, S.G.R., to make available to Andalusian SMEs and self-employed workers a wide range of products and services, in order to create a financing facility specific for this sector and which, because of its extraordinary terms and interest rate conditions, is to boost business initiatives and to contribute to creating and maintaining jobs.

 

With the agreement, Unicaja Banco and Garántia offer to this group a financing facility of over 60 million euros to be applied in credit transactions formalized within one year from the signature of the agreement, with the joint and several guarantee provided by the Andalusian Mutual Guarantee Society.    

 

The agreement, which has been signed by Unicaja Banco’s Chairman, Manuel Azuaga, and by Garántia’s President, Javier González de Lara, brings to SMEs in Andalusia a wide range of specific products and services on advantageous terms to support the development of their activities.

 

Unicaja Banco’s support to SMEs falls within its activity as a financial institution and credit entity with a social purpose and which plays a relevant role in the promotion of local development. Businesses in general and SMEs in particular continue to be one of the key objectives of Unicaja Banco’s financing policy. In this sense, the institution is active in providing funding to these groups, essential to boost the economy and job creation.

 

Garántia (www.sgrgarantia.es), born from the merger between the mutual guarantee societies Avalunión and Suraval, has among its main functions to provide businesses with access to financing on advantageous terms by granting guarantees, as well as to support the Andalusian business fabric with information and financial advice through its eight branches in the Andalusian provinces.

 

Products and services offered

 

Within the framework of the agreement reached between Unicaja Banco and Garántia, SMEs and the self-employed, regardless of their legal form, may apply to the credit facility.

 

Unicaja Banco sets a financing facility to be used in transactions which have a joint and several guarantee given by Garántia, such as:

  • Financing of transactions under agreements entered into with the Official Credit Institute (Instituto de Crédito Oficial, ICO).
  • Loans for investments, acquisition of premises, industrial warehouses and other purposes.
  • Credit account.
  • Equipment leasing.
 

The agreement will be in force for one year from its signature date, although it may be renewed for successive yearly periods.

  • Productos y servicios

RELATED NEWS

Alliance between Unicaja and Asturgar to facilitate access to credit for entrepreneurs, the self-employed, micro-enterprises and SMEs in Asturias

Alliance between Unicaja and Asturgar to facilitate access to credit for entrepreneurs, the self-employed, micro-enterprises and SMEs in Asturias

The bank offers a full range of financing, under special conditions, with the aim of facilitating business initiatives. Unicaja's support to the business sector contributes to promote economic development in the areas where it operates, among which Asturias stands out 08 JUL. 2024
Read news
Special offers: rebate of 15% of purchases made when signing up for a credit card and a raffle of 25 cards worth 250 euros

Special offers: rebate of 15% of purchases made when signing up for a credit card and a raffle of 25 cards worth 250 euros

Unicaja's credit cards offer different payment methods that make it easier for customers to organize their expenses, with the possibility of making purchases in installments and deferred payments 04 JUL. 2024
Read news
Agreement with the University of Granada to facilitate payment of student tuition fees

Agreement with the University of Granada to facilitate payment of student tuition fees

Unicaja and UGR have signed a collaboration agreement for another year, under which the financial institution will offer these students, during the 2024-2025 academic year, a line of financing* to help them pay their university tuition 25 JUN. 2024
Read news

For Unicaja Banco S.A., the holder of the web page, it is important to adapt to your tastes and preferences, for which we use own and third-party cookies, that gather connection data that may be linked to your registration user name, the purpose of which is to measure traffic and user interaction with the web page, to help to improve operation of the web content, as well as the services and products offered, preparing behaviour profiles, while always protecting your privacy. You may transparently choose the configuration that suits you best, without that causing any change in your usual operations.