Unicaja has launched a special 0% financing* scheme aimed at customers affected by the fire in La Mierla, in the Sierra Norte of Guadalajara, with the aim of providing immediate liquidity and facilitating the recovery of homes, farms, businesses and local economic activity.
The initiative is aimed at families, the self-employed, SMEs, farmers and livestock breeders in the affected areas and comprises two complementary products:
- Firstly, a loan for the restoration and replacement of assets, intended to repair or replace personal and productive property (homes, farms and vehicles, amongst others), with funding of up to 80 per cent of the project cost and repayment terms of up to five years.
- Secondly, a loan to advance compensation, which allows compensation from the Insurance Compensation Consortium or insurers to be brought forward, covering up to 90 per cent of the value of the claim and with a term of up to 12 months, extendable if payment has not yet been made.
Both loan schemes are offered free of interest and fees (application, set-up, cancellation and advance payments) and with flexible terms and repayment schedules. Customers located in the affected areas can submit their application at any Unicaja branch, where a specialist advisor will assess each case individually.
In addition, the bank has strengthened the coordination of its teams to assist affected customers, both through its branch network and via the insurance specialists at Unicaja Mediación. The aim is to provide information on the channels available for reporting claims and to support customers should any issues arise during the claims process.
This initiative is part of Unicaja’s emergency response protocols, with a focus on accelerating recovery and contributing to the continuity of the local economy.
*Oferta calculada para una operación de préstamo formalizado el 22/07/2026 por importe de 5.000 €, a un plazo de 1 año, tipo de interés nominal anual 0 %, TAE del 0 %, comisión de apertura de 0,00 %, y fecha de cargo de la primera cuota siendo el 22/08/2026. Las cuotas mensuales serían de 416,67 € y la 12. de 416,63 €. El importe total adeudado, que incluye cuotas y gastos, asciende a 5.000 €. El importe total de intereses asciende a 0 €. El coste total del préstamo asciende a 0 €. El sistema de amortización utilizado es el francés.
Oferta calculada para una operación de préstamo formalizado el 22/07/2026 por importe de 20.000 €, a un plazo de 5 años, tipo de interés nominal anual 0 %, TAE del 0 %, comisión de apertura de 0,00 %, y fecha de cargo de la primera cuota siendo el 22/08/2026. Las cuotas mensuales serían de 333,33 € y la 60. de 333,53 €. El importe total adeudado, que incluye cuotas y gastos, asciende a 20.000 €. El importe total de intereses asciende a 0 €. El coste total del préstamo asciende a 0 €. El sistema de amortización utilizado es el francés.
La oferta estará sujeta a los habituales análisis de riesgo de la entidad, entre los que se encuentran la comprobación previa por su parte de la inexistencia de obligaciones impagadas en ficheros de solvencia.
Oferta válida hasta el 31/12/2026.
