Unicaja is strengthening its commitment to young people with a promotion aimed at new young customers, allowing them to receive €90 in credits to redeem, over a three-month period, for experiences and gift cards from leading brands.
This offer, limited to the first 10,000 young people aged between 18 and 27 who meet the requirements, forms part of the ‘This is Uni’ campaign and aims to provide immediate and flexible benefits tailored to their real interests, such as leisure, education, wellbeing, transport and digital consumption. To access this campaign, the only requirements are to activate Bizum and apply for the benefit via Digital Banking, in the ‘Prizes and Promotions’ (‘Sorteos y Promociones’) section, or at a branch.
In this way, new customers will receive €30 per month to redeem at www.viviralouni.com for experiences such as dining out, leisure activities, wellness or classes to develop skills and languages. They can also be redeemed for gift cards (worth €10 per card), acquired through authorised retailers, and redeemable at Apple, Amazon, Cinesa, MediaMarkt, PlayStation, Adidas, Nike or Casa del Libro. Customers can enjoy these experiences until 15 October 2026.
Additional benefits: Bizum, discounts and fee-free mobility
The promotion is complemented by an additional benefit for new customers who activate Bizum and use it for online purchases until 31 December: a 5% cashback on purchases made, up to a maximum of €120 gross per customer over six months.
In addition, new young Unicaja customers will have access to discounts and benefits at over 120 brands through the Euro 6000 Plus programme, as well as exclusive benefits at IKEA, Leroy Merlin, MásMóvil and Octopus Energy.
Added to this is the Youth Debit Card, with no issuance or maintenance fees, offering a refund of fees on in-store purchases in any currency, along with three free withdrawals per month from overseas ATMs, where Unicaja does not charge fees. All of this is integrated into a user-friendly app available 24/7, allowing users to manage Bizum, monitor spending in real time, manage cards and plan savings from anywhere.
This is Uni: a comprehensive offering for the youth segment
Under the name ‘This is Uni’, Unicaja is consolidating its comprehensive offering to support young people in their early financial stages, from their education through to the start of their personal and professional projects.
The bank offers finance products for studies, loans for personal projects and specific terms to help young people buy their first home.
1. Promotion valid for the first 10,000 new Unicaja customers between 18 and 27 years old who meet the conditions, from February 20 to May 20, 2026. New customers are defined as those who have not had any Unicaja product or service in the last 12 months, in any form. The in-kind incentive, valued at €90, will be delivered to the customer over 3 months at €30 per month. This incentive is non-refundable in cash. Gift codes are valid until October 15, 2026 (redemption and use). This in-kind incentive is not subject to withholding or income tax. See terms and conditions at www.unicaja.es.
2.This promotion is not sponsored, endorsed, or administered by the brands mentioned. Gift cards will be purchased by the organization from third parties and are subject to each provider's terms of use.
3. This promotion is valid for new Bizum users at Unicaja until December 31, 2026, for purchases made with Bizum at online stores during the 6 months following enrollment in the promotion. A 5% cashback will be given on each transaction, with a maximum limit of €20 gross per month, up to a total of €120 gross over 6 months (the maximum net monthly bonus will be €16.20 and the maximum total net bonus during the promotion will be €97.20). Cancelled or returned purchases will not be included. The credit to the customer's account for this campaign incentive is subject to taxation and is classified as investment income under Article 25.2 of Law 35/2006 on Personal Income Tax (IRPF). Pursuant to Articles 74.1 and 75.1 of the IRPF Regulations, this income is subject to withholding tax at the applicable rate. See the terms and conditions at www.unicaja.es.
4. See all current discounts and terms and conditions at www.unicajabanco.es/es/euro6000-plus/
5. Contactless Youth Debit Mastercard, exclusively for those under 28 years of age. Maintenance fee: €0 per year. Issuance fee: €0.
6.The foreign exchange payment fee will be included, increasing the purchase amount, and subsequently, in the case of in-person purchases, this fee will be refunded with a credit to the customer's account.
7. The first three debit card cash withdrawals of the month at other banks' ATMs and abroad are free of charge. However, the ATM owner may charge a fee abroad. See www.unicaja.es for a list of ATMs in Spain where you can make debit card cash withdrawals.
8. Approval is subject to the bank's discretion.
