Unicaja, through Unicorp Vida – a 50/50 joint venture with Santalucía – is launching a new campaign for its Univida Anual Renovable and Vida Libre Pymes life insurance policies, offering a 10% discount on the first year’s net premium throughout March. To benefit from this promotion, customers must include specific optional cover, such as diagnosis of invasive breast cancer for women, and prostate cancer, acute myocardial infarction and stroke with permanent aftereffects for men.
This campaign will run at the financial institution’s branches until 31 March and provides access, in the event of a diagnosis of these illnesses, to an additional lump sum of up to €60,000, designed to offer peace of mind in new personal and professional circumstances.
The rest of the cover included in the policy remains in force, such as death, total permanent disability and double cover if resulting from an accident.
Furthermore, in the event of death, the insurance covers the outstanding balance on cards issued by Unicaja, up to a maximum of €1,500.
Pharmacogenetics service
Univida Anual Renovable and Vida Libre Pymes also include a pharmacogenetics service, which allows, upon diagnosis of certain conditions such as breast cancer, colorectal cancer, deep vein thrombosis, pulmonary thromboembolism, myocardial or cerebral infarction and epilepsy, for a state-of-the-art genetic study to be carried out, thereby facilitating a more appropriate and personalised treatment.
They also include a free service for the partial self-assessment of Inheritance and Donations Tax relating to life insurance.
Furthermore, Unicaja has adapted its offering to the decree-law establishing the Right to be Forgotten in relation to cancer, which provides enhanced protection through its range of life insurance products.
Consequently, a customer’s history of cancer is not taken into account, provided that five years or more have elapsed since the completion of treatment, with no subsequent relapse.
With this new initiative, the bank is thus reinforcing its commitment to placing the customer at the heart of its strategy, facilitating access to more affordable protection solutions tailored to the real needs of every stage of life, and supporting them not only in their financial plans but also in the security and stability of their future.
