Unicaja has launched a new promotion, available until 31 July in its network of branches, offering economic incentives for both host customers and guests who join the bank.
Benefits for the host1
Through the 'Plan Amigo', current customers can receive up to 500 euros by sharing their invitation code and getting their friends to sign up with Unicaja.
For each new customer*, the host will receive 30 euros, plus an additional 20 euros if the guest also joins the campaign to bring their salary or pension and the direct debit of fills and meet its requirements.
To facilitate participation in this promotion, each customer will have a unique invitation code, which can be shared without restrictions, including through social networks, thus expanding their opportunities to get more 'friends'.
Benefits for the guest2
New customers will also enjoy advantages. Thus, they will get 30 euros by registering as a customer and meeting a series of requirements, such as activating Bizum in the Unicaja app, signing up for a debit card, with a 12-month permanence, and making a purchase of at least 30 euros in a store with one of these means of payment.
In addition, they can get up to an additional 630 euros gross during the first year if they bring the payment of their salary or pension directly into their account, as well the direct debit of essential bills such as water, electricity, gas and telecommunications.
Commitment to customers
With the ‘Plan Amigo’, the bank reinforces its commitment to customer loyalty and the attraction of new users.
With the customer at the center of its strategy, Unicaja offers a wide, diversified, competitive and quality range of products and services that provide value to each segment of the population.
* A “New Customer” is considered to be a person who, in the last 12 months prior to opening the demand account, has not used any Unicaja product and/or service.
1 HOST: Promotion valid for natural persons of legal age, Unicaja customers, holder of at least one demand account with Unicaja, Digital Banking user. The customer must join the promotion by signing the “Adhesion Document - Permanence Commitment”, which will be available until 31 July 2025, and share the code with family and friends who are not Unicaja customers (for these purposes, a “New Customer” will not be considered a person who in the last 12 months has participated, in any condition, in any product and/or service in Unicaja). To receive the benefit of 30€ it is necessary that the guest meets the following requirements: natural person, of legal age, being a new customer of the Bank, opening an account and being its first holder, joining the Campaign by signing the “Document of Adhesion-Commitment of Permanence Promotion MGM Plan Amigo”, redeeming the code provided by the host, and also having Bizum activated in the Unicaja app and debit or credit card, and making a purchase in a Commerce with the card or Bizum of at least 30€, the guest must keep the card and Bizum active during the 12 months of permanence. To receive the €20 benefit it is necessary that the guest joins and fulfills the requirements of the Campaign for Salary/Pension and Bills. The bonus given to the HOST has the fiscal qualification of capital gain not subject to personal income tax withholding. The client will be responsible for the fulfillment of the obligations that legally correspond to him/her, so Unicaja will be relieved of any responsibility. For more information you can consult the bases and requirements of the promotion here.
2 GUEST: Promotion valid for natural persons of legal age, who are new customers of the Bank (for these purposes, “New Customer” will not be considered a person who in the last 12 months has participated, in any condition, in any product and/or service in Unicaja), opening an account and being its first account holder, joining the Campaign by signing the “Adhesion Document - Commitment of Permanence Promotion MGM Plan Amigo”, redeeming the code provided by the host. To receive the benefit of €30 it is necessary to have Bizum activated in the Unicaja app and an active debit or credit card and make a purchase in a Commerce with the card or with Bizum of at least €30, the guest must keep the card and Bizum active during the 12 months of permanence. The bonus given to the GUEST has the fiscal qualification of capital gain not subject to withholding on account of personal income tax. The client will be responsible for the fulfillment of the obligations that legally correspond to him/her, for which Unicaja will be relieved of any responsibility. For more information you can check the bases and requirements of the promotion here (2) Promotion valid until 31/07/2025, exclusive to Unicaja, not combinable with other offers. You have 3 months from the date of joining to fulfill the requirements of the promotion. The payment to the customer's account for arranging the direct of his/her salary or pension and for the direct debit of bills is subject to taxation and has the tax classification of income from movable capital obtained by the transfer to third parties of own capital, under Article 25.2 of Law 35/2006 of the IRPF (Personal Income Tax). Pursuant to articles 74.1 and 75.1 of the Personal Income Tax Regulations, this income is subject to withholding tax at the current withholding rate. (a) Bonus for direct deposit of salary or pension: For those persons of legal age and first holder of the Unicaja account in which they direct deposit their salary or pension of between €800 and less than €2. 2.000 (being of 200€ the gross bonus and 162,00€ the net bonus) or equal or higher than 2.000€ (being of 450€ the gross bonus and 364,50€ the net bonus), join to the promotion that ends on 31 July 2025, and that sign a commitment of permanence in the entity of 24 uninterrupted months. It will be necessary that the salary or pension was not deposited in the Bank in the twelve months prior to signing the membership document and have activated Bizum in the Unicaja app (customers over 75 years of age will be exempt from this requirement). (b) Refund of up to 15 euros gross per month, with the limit of the amount of the direct debited bills, for 12 months (with a net bonus of 12.15 euros) for direct debited bills, in the name of the account holder, with a maximum limit of 180 euros gross per year (with a net bonus of 145.8 euros). For this purpose, the customer must not have had any direct debited bills with the Bank in the twelve months prior to the signing of the membership document. Only water, electricity, gas and telecommunication bills are taken into account.
