préstamo-motor-eco-verde

Unicaja Banco launches a green loan for the acquisition of green vehicles

Unicaja Banco has launched Préstamo Motor Eco Verde, the bank’s first sustainable loan, with advantageous conditions, for the acquisition of environmentally respectful green vehicles

07 OCT 2020

2 Min reading

Préstamo Motor Eco Verde is available for the purchase of electric, hybrid or low-emission fuel vehicles, for an amount of up to 60,000 and a repayment term of eight years. The loan has no arrangement or assessment fees.

 

With this green loan, Unicaja Banco completes and improves its range of lending products, responding to a growing demand by customers, which are becoming increasingly interested in products and investment that incorporate the consideration of environmental, social and governance (ESG) criteria. This new product also falls within the actions made by the bank in the area of sustainable finance.

 

Sustainable finance and financial products

 

From the point of view of lending products, the main feature of sustainable finance is that customers’ ESG preferences are taken into account when designing the products, as well as the destination of the granted financing, which is channeled, preferably, to goals or projects with a positive environmental or social impact.

 

Unicaja Banco has been implementing that kind of measures for some time, as reflected with the express inclusion of those products in the bank’s Corporate Social Responsibility (CSR) Policy, approved by the Board of Director. The said commitment has been enhanced with the incorporation of sustainable finance into the Strategic and Transformation Plan 2020-2022, as well as with the recent approval of an Action Plan on Sustainable Finance.

 

In the field of investment, it is worth to mention the recent launch of the first socially responsible investment fund, called Unifond Sostenible Mixto Renta Variable, FI, traded through Unigest[1], Unicaja Banco’s management company, and where the assets are chosen following ESG criteria.

 

 

 

[1] Denominación social: Unigest S.G.I.I.C., S.A.

  • Productos y servicios
  • Responsabilidad Social Corporativa

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