Grupo Unicaja Banco's "Sustainability Policy" is based on a set of principles, which are set out below:

• Integration of ESG criteria into the core of its business strategy, its management tools and its action plans' implementation, as well as into the institution's medium to long-term strategy, by means of an approach that allows for the prevention of any possible negative environmental and social impacts that may come about.
• Consideration of ESG criteria with the aim of promoting, among other purposes, social and financial inclusion and making a contribution to combatting climate change and the environment's conservation from the standpoint of efficient business management, along with harmonising all of the above with the aims of different stakeholders.
• Identification and quantification of all financial and non-financial risks, and in particular any physical and transition risks related to climate change, and their proper and prudent assessment and management.
• Promotion of efficient sustainable practices that are inspired by efficient natural resource and energy use which avoid or minimise the pollution the Group's activity generates.
• Ongoing dialogue with all stakeholders to find out about their expectations concerning ESG factors and their management by the Group.
• Involvement and raising the awareness of sustainability matters among all stakeholders, including the Group's workforce, along with carrying out training and reporting actions.
• Assessment of the impact of climate change on the investments financed and vice versa.
• Incorporation into its offering of socially and environmentally sustainable products and services that are compliant with the European Union's classification system.